In the beginning nothing, you get a free consultation, and once an agreement is met and you discuss the term, they will tell you the percentage you need to pay once a settlement is successfully carried out.

Each financial situation is unique, and there is no fixed rate to what you can save. You can take a look at their previous debt settlement letters and see how much they saved on each individual case.

All debts that have a physical attachment are not included, like a mortgage. Any federal loans, credit unions accounts, and government loans do not qualify.

Yes, you can visit their office in Hollywood, Florida. Beforehand you should call 1-877-850-3328 to schedule an appointment.

Unfortunately they currently only cover 34 states. If you live in CT, HI, ID, KS, LA, ME, MT, NH, NV, OR, SC, TN, UT, VT, WV, and WY their services are unavailable.

Never pay upfront, it is illegal for debt relief companies to ask for upfront payments.

Yes. prepare for your score to take a hit. Debt settlement can affect your credit score, and there is no settlement guaranteed.