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Pacific Debt vs Freedom Debt Relief

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Pros
  • Free consultation
  • Excellent user reviews
  • No upfront fees
  • Accepts all credit types
Pros
  • You can break-free of your debts in 24 months
  • Keep track of your work in real-time
  • Deals with various types of debts
  • Pay off all debt in 24 months
Cons
  • Requires minimum debt of at least $10,000
  • No mobile application
  • Not available in every state
Cons
  • It can be detrimental to your credit
  • Creditors may decide to sue you
  • There is no guarantee that you will be free of debt
Quick Stats
  • Credit Score Impact : False
  • Average Net Savings : Unknown
  • BBB Rating : A+
  • Fees : 15% - 25%
  • Timeframe : 24-84 Months
Quick Stats
  • Credit Score Impact : False
  • Average Net Savings : 20% to 35% after fees
  • BBB Rating : A-
  • Fees : 15%-25%
  • Timeframe : 24-48 months
Selling Points
  • Accepts all credit types
  • Free consultation
  • Great customer service
Selling Points
  • Pay off debt in as soon as 24 months
  • Keep track of your work in real-time
  • Deals with various types of debts
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Undisclosed
    Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Undisclosed
    Credit Card Debt
  • Undisclosed
    Medical Bills
  • Undisclosed
    Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Undisclosed
    Secured Debts
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Undisclosed
    Credit Card Debt
  • Undisclosed
    Medical Bills
  • Undisclosed
    Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Undisclosed
    Secured Debts
Payment Options
  • Undisclosed
    Cash
  • Undisclosed
    Escrow/Savings Bank Account
Payment Options
  • Undisclosed
    Cash
  • Undisclosed
    Escrow/Savings Bank Account
Customer Support
  • Email
  • Undisclosed
    In Office
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Undisclosed
    Ticket
Customer Support
  • Email
  • Undisclosed
    In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Undisclosed
    Ticket

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