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National Debt Relief vs The Credit Pros

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Pros
  • No upfront settlement fees
  • Free consultation can help you compare your options
  • Highly rated by the Better Business Bureau (A+)
  • Puts a stop to debt collection calls
  • Eliminate up to 50% of debt
Pros
  • Bilingual services available
  • Financial management tools are included with all credit repair packages
  • Credit monitoring comes as a standard service
  • AI-based credit management tools
Cons
  • Fees can run as high as 25% of your settled debt
  • The forgiven debt is subject to income tax
  • Remains on a credit report for seven years
  • Minimum debt amount of $7,500 needed to qualify
Cons
  • No 24/7 phone support
  • Basic credit repair package only includes one credit dispute
  • High initial fees
Selling Points
  • No upfront settlement fees
  • Free consultation can help you compare your options
  • Highly rated by the Better Business Bureau (A+)
Selling Points
  • A+ BBB rating
  • Offers a mobile app
  • Financial management tools are included with all credit repair packages
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Undisclosed
    Credit Card Debt Relief
  • Undisclosed
    Credit Counseling
  • Undisclosed
    Debt Consolidation
  • Undisclosed
    Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Undisclosed
    Debt Settlement
  • Undisclosed
    Loan Refinancing
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Undisclosed
    Credit Card Debt
  • Undisclosed
    Medical Bills
  • Undisclosed
    Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Undisclosed
    Secured Debts
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Undisclosed
    Credit Card Debt
  • Undisclosed
    Medical Bills
  • Undisclosed
    Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Undisclosed
    Secured Debts
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
Payment Options
  • Undisclosed
    Cash
  • Undisclosed
    Escrow/Savings Bank Account
Customer Support
  • Email
  • Undisclosed
    In Office
  • Undisclosed
    Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Undisclosed
    Email
  • Undisclosed
    In Office
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Undisclosed
    Phone
  • Undisclosed
    Ticket

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