Debt Relief
Top Companies in 2024
InCharge Debt Solutions vs The Credit Pros
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- A+ BBB rating
- Affordable fees
- Accredited by NFCC and FCAA
- Many financial education resources
- 90-day money-back guarantee
- Free consultation
- No upfront fees
- User-friendly mobile app
- Long program duration
- Limited information on costs
- Limited physical presence outside Florida
- No mobile app
- Debt relief fees not disclosed
- No IAPDA accreditation
- Not available nation-wide
Since the founding of InCharge Debt Solutions in 1997, they have become a prominent nonprofit organization in the debt relief industry. Headquartered in Orlando, Florida, they are accredited by the National Foundation for Credit Counseling (NFCC) and the Financial Counseling Association of America (FCAA). They provide a wide range of services, including debt management plans, credit counseling, and debt consolidation. They have assisted millions of clients in managing and reducing over $3 billion in debt, earning a strong reputation as industry experts. Their nationwide availability, coupled with their commitment to affordable and accessible debt relief solutions, sets them apart from competitors. For a detailed look at InCharge Debt Solutions' offerings, achievements, and customer feedback, dive deeper into our full review.
The Credit Pros, founded in 2009 and based in West Palm Beach, Florida, promises to help you and millions of others in need of debt relief and credit management through their many services that include debt consolidation, budgeting assisting, access to credit-builder loans, providing credit reporting, identity theft protection, and much more. Customer experiences relating to them highlight the expertise and support provided by their team, although some have reported issues with communication and transparency. The company holds an A+ rating from the Better Business Bureau (BBB) and certifications from the National Association of Credit Services Organizations (NACSO), despite lacking accreditation from the International Association of Professional Debt Arbitrators (IAPDA).
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : Undisclosed
- BBB Rating : A+
- Fees : Enrollment fee: $50 to $75, monthly fees: $32
- Timeframe : 36-60 months
- Money-Back Guarantee : False
- Trustpilot Score : 4.8 out of 5
- Customer Experience : Good
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : Undisclosed
- BBB Rating : A+
- Fees : Undisclosed
- Timeframe : 24 to 48 months
- Money-Back Guarantee : True
- Trustpilot Score : N/R
- Customer Experience : Fair
- Diverse debt relief options
- No minimum debt requirement
- Excellent debt relief record
- Nationwide availability
- AI-powered platform
- Performance-based fees
- Spam-caller hotline
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket—Undisclosed
- In Office—Undisclosed
- Live Chat
- Mobile Application
- Phone
- Ticket
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