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InCharge Debt Solutions vs Progressive

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Pros
  • A+ BBB rating
  • Affordable fees
  • Accredited by NFCC and FCAA
  • Many financial education resources
Pros
  • Addresses different types of debt comprehensively
  • Live chat
  • Personalized customer service
  • Offers financial education and budgeting resources
Cons
  • Long program duration
  • Limited information on costs
  • Limited physical presence outside Florida
  • No mobile app
Cons
  • Lack of transparency
Summary

Since the founding of InCharge Debt Solutions in 1997, they have become a prominent nonprofit organization in the debt relief industry. Headquartered in Orlando, Florida, they are accredited by the National Foundation for Credit Counseling (NFCC) and the Financial Counseling Association of America (FCAA). They provide a wide range of services, including debt management plans, credit counseling, and debt consolidation. They have assisted millions of clients in managing and reducing over $3 billion in debt, earning a strong reputation as industry experts. Their nationwide availability, coupled with their commitment to affordable and accessible debt relief solutions, sets them apart from competitors. For a detailed look at InCharge Debt Solutions' offerings, achievements, and customer feedback, dive deeper into our full review. 

Summary

Since their founding, Progressive Debt Relief has been a debt settlement company helping consumers nationwide resolve high-interest, unsecured debts. Headquartered in Maitland, Florida, the company specializes in negotiating with creditors on behalf of clients to settle debts for less than the total amount owed. Progressive Debt Relief's services cover a range of unsecured debts, including credit cards, medical bills, payday loans, and more. The company's approach involves creating a customized debt relief plan for each client and leveraging their industry expertise and relationships to achieve favorable settlements.  Notably, Progressive Debt Relief charges no upfront fees and only collects a service fee once a debt has been successfully negotiated and the client has made their first payment. PDR customer reviews are generally positive, with clients praising the company's efficient and helpful staff and the tangible financial relief they've experienced. While the Better Business Bureau (BBB) has received complaints about the company's practices, PDR maintains an A+ rating, indicating a solid commitment to customer satisfaction. Overall, the company's focus on personalized debt solutions and transparent pricing structure make them an intriguing option for those seeking to regain control of their finances.

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Undisclosed
  • BBB Rating : A+
  • Fees : Enrollment fee: $50 to $75, monthly fees: $32
  • Timeframe : 36-60 months
  • Money-Back Guarantee : False
  • Trustpilot Score : 4.8 out of 5
  • Customer Experience : Good
Quick Stats
  • Average Net Savings : Undisclosed
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : Unavailable
  • Trustpilot Score : N/R
  • Customer Experience : Good
Selling Points
  • Diverse debt relief options
  • No minimum debt requirement
  • Excellent debt relief record
  • Nationwide availability
Selling Points
  • Provides a free consultation
  • No upfront fees
  • Online Client Dashboard
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Cash
  • Undisclosed
    Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Undisclosed
    Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket

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