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Greenwise vs JG Wentworth

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Pros
  • No upfront fees
  • A+ rating from BBB
  • Free consultation
Pros
  • No upfront fees
  • Accessible customer service
  • A+ BBB rating
  • Quick debt repayment
Cons
  • Lack of transparency on fees & services
  • High-end program fees
  • No mobile app
Cons
  • Only available in 30 states
  • High program fees
  • Additional fees
  • No mobile app
Summary

Founded in 2017 and headquartered in Boca Raton, Florida, Greenwise Debt Relief manages unsecured debt and offers personalized debt negotiation and settlement services designed to meet their client’s unique financial needs. What sets them apart is their accessible minimum debt requirement of $5,000 and the potential to complete their program in as little as 12 months. They hold accreditations from the American Fair Credit Council (AFCC) and the American Association for Debt Resolution (AADR). Their customers often praise their dedicated and intuitive customer service team. However, some areas for improvement include transparency around fees and the states in which they operate. To know for yourself whether Greenwise Debt Relief can help you regain financial control, explore this review.

Summary

Within the last 30+ years, JG Wentworth has imprinted their name among the industry’s most recognizable brands. Their offerings spread across many sectors; among them are their debt relief programs, debt settlement services, and personal loans designed specifically for individuals grappling with debt.  They also tailor solutions to individuals wanting to access their structured settlements, annuity payments, and lottery or casino winnings in one lump sum. They have helped over 150,000 clients and facilitated $4 billion in transactions, which pushed them to the forefront of the industry. Operating across 30 states and Washington, DC, they have a policy that prohibits upfront fees and offers a best-price guarantee of $1,000. These affordability measures are reinforced by their A+ rating with the Better Business Bureau (BBB) and memberships in organizations such as the American Association for Debt Resolution (AADR) and the American Fair Credit Council (AFCC), and a certification from the International Association of Professional Debt Arbitrators (IAPDA).

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : 50% before fees
  • BBB Rating : A+
  • Fees : 18%-25% of the enrolled debt
  • Timeframe : 24-48 months
  • Trustpilot Score : 4.3 out of 5
  • Customer Experience : Excellent
Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Up to 51% of debt
  • BBB Rating : A+
  • Fees : 18% - 25% of total enrolled debt
  • Timeframe : 24-48 months
  • Trustpilot Score : 4.8 out of 5
  • Customer Experience : Good
Selling Points
  • Accepts unsecure loans from $5000
  • No upfront fees
  • Excellent customer reviews
Selling Points
  • No upfront fees and free consultation
  • High debt-settlement rate
  • Wide range of services and third-party partnerships
  • Perfect complaint-resolution rate
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Undisclosed
    Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Undisclosed
    Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket

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