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Fast Track Debt Relief vs InCharge Debt Solutions

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Pros
  • Free evaluation and consultation
  • A+ BBB rating
  • Certified debt specialists
Pros
  • A+ BBB rating
  • Affordable fees
  • Accredited by NFCC and FCAA
  • Many financial education resources
Cons
  • Doesn't disclose the fees
  • Limited accreditation
  • Limited state availability
Cons
  • Long program duration
  • Limited information on costs
  • Limited physical presence outside Florida
  • No mobile app
Summary

Fast Track Debt Relief, established in Fort Lauderdale, Florida, has been helping individuals navigate financial hardships with their debt relief services since 1998. They offer debt consultation, settlement, consolidation, and debt consolidation loans specifically designed for people with a minimum debt of $10,000. Their impressive savings rate, often reducing debt by up to 40%, showcases their negotiation prowess. They are accredited by the International Association of Professional Debt Arbitrators (IAPDA) and hold an A+ rating from BBB. Customer feedback highlights their effective settlements and the professionalism of their staff, although some have mentioned concerns about transparency and communication. To learn more about their offerings, customer experiences, and how they compare to other providers, read the full review.

Summary

Since the founding of InCharge Debt Solutions in 1997, they have become a prominent nonprofit organization in the debt relief industry. Headquartered in Orlando, Florida, they are accredited by the National Foundation for Credit Counseling (NFCC) and the Financial Counseling Association of America (FCAA). They provide a wide range of services, including debt management plans, credit counseling, and debt consolidation. They have assisted millions of clients in managing and reducing over $3 billion in debt, earning a strong reputation as industry experts. Their nationwide availability, coupled with their commitment to affordable and accessible debt relief solutions, sets them apart from competitors. For a detailed look at InCharge Debt Solutions' offerings, achievements, and customer feedback, dive deeper into our full review. 

Quick Stats
  • Credit Score Impact : False
  • Average Net Savings : 60%, before fees
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : Undisclosed
  • Money-Back Guarantee : False
  • Trustpilot Score : 4.3 out of 5
  • Customer Experience : Good
Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Undisclosed
  • BBB Rating : A+
  • Fees : Enrollment fee: $50 to $75, monthly fees: $32
  • Timeframe : 36-60 months
  • Money-Back Guarantee : False
  • Trustpilot Score : 4.8 out of 5
  • Customer Experience : Good
Selling Points
  • Offers debt consolidation loans
  • Long industry presence
  • High savings rate of 60% or more
Selling Points
  • Diverse debt relief options
  • No minimum debt requirement
  • Excellent debt relief record
  • Nationwide availability
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Undisclosed
    Ticket

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