Debt Relief
Top Companies in 2024
Elite Financial Services vs InCharge Debt Solutions
Press [Add to Compare] to Edit, Add or Remove Vendors
- Free debt analysis
- Gave you access to your progress in real-time
- A+ BBB rating
- Affordable fees
- Accredited by NFCC and FCAA
- Many financial education resources
- Were available in only 21 states
- Pricing information not transparent
- $10,000 minimum debt required
- Long program duration
- Limited information on costs
- Limited physical presence outside Florida
- No mobile app
Elite Financial Services, a debt relief company located in Beverly, Massachusetts, is no longer in operation. According to the Better Business Bureau and customer reviews on Yelp, the company has ceased its services, with an inactive and insecure website. Before their closure, Elite Financial Services provided debt settlement and consolidation solutions and aimed to help clients become debt-free within 12-36 months. The company was accredited by the International Association of Professional Debt Arbitrators and a member of the American Fair Credit Council. However, their services were only available in 21 states.
Since the founding of InCharge Debt Solutions in 1997, they have become a prominent nonprofit organization in the debt relief industry. Headquartered in Orlando, Florida, they are accredited by the National Foundation for Credit Counseling (NFCC) and the Financial Counseling Association of America (FCAA). They provide a wide range of services, including debt management plans, credit counseling, and debt consolidation. They have assisted millions of clients in managing and reducing over $3 billion in debt, earning a strong reputation as industry experts. Their nationwide availability, coupled with their commitment to affordable and accessible debt relief solutions, sets them apart from competitors. For a detailed look at InCharge Debt Solutions' offerings, achievements, and customer feedback, dive deeper into our full review.
- Credit Score Impact : May impact
- Average Net Savings : Up to 45-60% of debt, before fees
- BBB Rating : N/R
- Fees : 15% to 25% of total enrolled debt
- Timeframe : 12-36 months
- Trustpilot Score : N/R
- Customer Experience : Poor
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : Undisclosed
- BBB Rating : A+
- Fees : Enrollment fee: $50 to $75, monthly fees: $32
- Timeframe : 36-60 months
- Money-Back Guarantee : False
- Trustpilot Score : 4.8 out of 5
- Customer Experience : Good
- Multiple debt relief options were handled
- AFCC member
- Diverse debt relief options
- No minimum debt requirement
- Excellent debt relief record
- Nationwide availability
- Bankruptcy Counseling—Undisclosed
- Consolidation Loans—Undisclosed
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans—Undisclosed
- Debt Settlement
- Loan Refinancing—Undisclosed
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills—Undisclosed
- Personal Loans
- Private Student Loans
- Professional Bills—Undisclosed
- Secured Debts
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Cash—Undisclosed
- Escrow/Savings Bank Account
- Major Credit Cards—Undisclosed
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- In Office
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Phone
- Ticket—Undisclosed
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket—Undisclosed
Save Big on Debt Relief
Fill out a quick form to claim special offers on Debt Relief