Debt Relief
Top Companies in 2025
CuraDebt vs Trinity Debt Management
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- No upfront fees
- Free consultation
- Low minimum debt amount
- Free consultation
- No upfront fees
- Lower monthly fees
- Extensive educational resources
- Does not disclose fees
- Limited state availability
- No mobile app or online dashboard
- Lack of industry accreditations
- Limited debt relief solutions
- No email address
- No mobile app
CuraDebt, established in 2000 and headquartered in Hollywood, Florida, has established itself in the debt-relief industry by serving individuals and small businesses alike in 34 states and Washington, DC. Their services include debt settlement, consolidation, and tax debt relief, standing out as one of the few companies to tackle tax-related debts. Other unique features of theirs include a free initial consultation, performance-based fees, and credit repair services post-debt relief. Their commitment to excellence is reflected in their accreditations by the American Association for Debt Resolution (AADR) and certification from the International Association of Professional Debt Arbitrators (IAPDA). Customer feedback highlights their personalized care and professional expertise. Read this review to learn if and how CuraDebt can help you navigate your debt-related challenges!
Trinity Debt Management, founded in 1994 and headquartered in Cincinnati, Ohio, specializes in debt management plans (DMPs) and free credit counseling across 45 states. Their DMPs are designed to consolidate multiple debts into a single monthly payment, significantly reducing interest rates and eliminating late fees by as much as 60% at a minimum debt requirement of $10,000. They also provide free budgeting assistance and educational resources to help clients achieve financial stability. Operating as a nonprofit organization, they offer lower fees, averaging $34 per month, and emphasize personalized care. Despite lacking certain industry accreditations, Trinity is registered with several state regulatory bodies, including Oregon and Virginia.
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : 30% after fees
- BBB Rating : A+
- Fees : 20% on average
- Timeframe : 24 to 48 months
- Money-Back Guarantee : True
- Trustpilot Score : 2.3 out of 5
- Customer Experience : Fair
- Credit Score Impact : Program might impact credit score
- Average Net Savings : Undisclosed
- BBB Rating : N/R
- Fees : $34 average monthly fee
- Timeframe : 36-60 months
- Trustpilot Score : 4.4 out of 5
- Customer Experience : Fair
- Helping people nationwide since 2000
- Get relief from tax, credit card and personal loan debt
- Get your free, no-obligation consultation now
- Nonprofit status
- Lower fees
- Large set of financial resources
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans—Undisclosed
- Debt Settlement
- Loan Refinancing
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts—Undisclosed
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
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