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CuraDebt vs Elite Financial Services

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Pros
  • No upfront fees
  • Free consultation
  • Low minimum debt amount
Pros
  • Free debt analysis
  • Gave you access to your progress in real-time
Cons
  • Does not disclose fees
  • Limited state availability
  • No mobile app or online dashboard
Cons
  • Were available in only 21 states
  • Pricing information not transparent
  • $10,000 minimum debt required
Summary

CuraDebt, established in 2000 and headquartered in Hollywood, Florida, has established itself in the debt-relief industry by serving individuals and small businesses alike in 34 states and Washington, DC. Their services include debt settlement, consolidation, and tax debt relief, standing out as one of the few companies to tackle tax-related debts. Other unique features of theirs include a free initial consultation, performance-based fees, and credit repair services post-debt relief. Their commitment to excellence is reflected in their accreditations by the American Association for Debt Resolution (AADR) and certification from the International Association of Professional Debt Arbitrators (IAPDA). Customer feedback highlights their personalized care and professional expertise. Read this review to learn if and how CuraDebt can help you navigate your debt-related challenges!

Summary

Elite Financial Services, a debt relief company located in Beverly, Massachusetts, is no longer in operation. According to the Better Business Bureau and customer reviews on Yelp, the company has ceased its services, with an inactive and insecure website. Before their closure, Elite Financial Services provided debt settlement and consolidation solutions and aimed to help clients become debt-free within 12-36 months. The company was accredited by the International Association of Professional Debt Arbitrators and a member of the American Fair Credit Council. However, their services were only available in 21 states.

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : 30% after fees
  • BBB Rating : A+
  • Fees : 20% on average
  • Timeframe : 24 to 48 months
  • Money-Back Guarantee : True
  • Trustpilot Score : 2.3 out of 5
  • Customer Experience : Fair
Quick Stats
  • Credit Score Impact : May impact
  • Average Net Savings : Up to 45-60% of debt, before fees
  • BBB Rating : N/R
  • Fees : 15% to 25% of total enrolled debt
  • Timeframe : 12-36 months
  • Trustpilot Score : N/R
  • Customer Experience : Poor
Selling Points
  • Helping people nationwide since 2000
  • Get relief from tax, credit card and personal loan debt
  • Get your free, no-obligation consultation now
Selling Points
  • Multiple debt relief options were handled
  • AFCC member
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Undisclosed
    Secured Debts
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Undisclosed
    Medical Bills
  • Personal Loans
  • Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Undisclosed
    Ticket

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