Debt Relief
Top Companies in 2025
CreditAssociates vs CuraDebt
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- No upfront fees and free consultation
- Performance-based fees
- Money-back guarantee
- Certified by AFCC, AFCC, and IAPDA
- 24/7 online access
- No upfront fees
- Free consultation
- Low minimum debt amount
- Services not available in all states
- Lack of clarity about requirements
- Must prove financial hardship to qualify for the program
- Limited debt relief options
- Does not disclose fees
- Limited state availability
- No mobile app or online dashboard
Since its foundation in 2007 in Dallas, Texas, CreditAssociates has been serving debt-ridden Americans across 44 states to settle their balances by half. Their specialty is personalizing debt-relief solutions, starting with a free consultation followed by creditors' negotiations and debt settlement, all while charging no upfront fees and utilizing a performance-based fee structure. Their efficient debt settlement process typically spans 24 to 36 months, faster than industry norms, underscored by accreditation from the American Fair Credit Council (AFCC), certification from the International Association of Professional Debt Arbitrators (IAPDA), and an A+ rating from the Better Business Bureau (BBB). Explore this CreditAssociates’ review and discover whether they can help you navigate your financial hardship!
CuraDebt, established in 2000 and headquartered in Hollywood, Florida, has established itself in the debt-relief industry by serving individuals and small businesses alike in 34 states and Washington, DC. Their services include debt settlement, consolidation, and tax debt relief, standing out as one of the few companies to tackle tax-related debts. Other unique features of theirs include a free initial consultation, performance-based fees, and credit repair services post-debt relief. Their commitment to excellence is reflected in their accreditations by the American Association for Debt Resolution (AADR) and certification from the International Association of Professional Debt Arbitrators (IAPDA). Customer feedback highlights their personalized care and professional expertise. Read this review to learn if and how CuraDebt can help you navigate your debt-related challenges!
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : Up to 50%
- BBB Rating : A+
- Fees : 22-25% of total enrolled debt
- Timeframe : 24 to 36 months
- Money-Back Guarantee : "True"
- Trustpilot Score : 4.9 out of 5
- Customer Experience : Good
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : 30% after fees
- BBB Rating : A+
- Fees : 20% on average
- Timeframe : 24 to 48 months
- Money-Back Guarantee : True
- Trustpilot Score : 2.3 out of 5
- Customer Experience : Fair
- Apple and Android mobile app
- Lower-than-average debt settlement time
- Relatively low minimum debt requirement
- High promised discount rate
- Helping people nationwide since 2000
- Get relief from tax, credit card and personal loan debt
- Get your free, no-obligation consultation now
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation—Undisclosed
- Debt Counseling
- Debt Management Plans—Undisclosed
- Debt Settlement
- Loan Refinancing
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans—Undisclosed
- Debt Settlement
- Loan Refinancing
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills—Undisclosed
- Secured Debts
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts—Undisclosed
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- In Office
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Phone
- Ticket
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
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