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Cred Advantage vs GreenPath Debt Relief

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Pros
  • Free consultation
  • Educational resources
  • Varied customer support options
Pros
  • Free consultation
  • No minimum debt required
  • Available in all 50 states
  • A+ BBB rating
Cons
  • Lack of fee transparency
  • Unclear service details
  • Lack of industry accreditations
Cons
  • Fixed setup and monthly fees
  • Limited in-person availability
  • Restricted credit card use
  • Few debt-relief options
Summary

Founded in 2024 and headquartered in Newport Beach, California, Cred Advantage offers a range of debt relief services aimed at helping individuals and families achieve financial stability. Their offerings include debt relief options, debt consultation, credit report reviews, debt negotiation, and access to educational resources via Cred Adv University. While they emphasize personalized financial education and support, they lack accreditation from major industry organizations such as the Better Business Bureau (BBB) and the American Fair Credit Council (AFCC). Customer feedback is sparse, with no reviews available on prominent platforms, which may raise questions about their service quality. Interested in how they stack up? Dive into our full review for a comprehensive look at their services, pricing, advantages, and limitations.

Summary

GreenPath Financial Wellness has been prominent in the debt relief and financial counseling landscape since its inception in 1962. First opened in Michigan and now operating nationwide, this non-profit organization offers a wide array of services, including debt counseling, a Debt Management Program (DMP), student loan counseling, housing counseling, and bankruptcy counseling, among others. Their team of NFCC-certified counselors provides personalized guidance to people seeking financial stability. Despite having limitations like fixed fees and credit card use restrictions, they maintain industry accreditations and have an A+ rating from the Better Business Bureau (BBB). Read this review to find out whether GreenPath can help you reach your financial goals or not!

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Undisclosed
  • BBB Rating : N/R
  • Fees : Undisclosed
  • Timeframe : Undisclosed
  • Trustpilot Score : N/R
  • Customer Experience : Unavailable
Quick Stats
  • Credit Score Impact : May impact your credit score
  • Average Net Savings : Undisclosed
  • BBB Rating : A+
  • Fees : Up to $50 one-time setup fee & Up to $75 monthly fee
  • Timeframe : 3 to 5 years
  • Money-Back Guarantee : False
  • Trustpilot Score : 3.7 out of 5
  • Customer Experience : Good
Selling Points
  • Flexible support hours
  • Large set of educational resources
  • Detailed credit review
Selling Points
  • NFCC-certified counselors
  • Wide range of financial counseling options
  • Over 550 partnerships across the United States
  • Extensive educational resources
  • 24/7 Virtual Financial Coach
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Undisclosed
    Credit Counseling
  • Undisclosed
    Debt Consolidation
  • Undisclosed
    Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Undisclosed
    Debt Settlement
  • Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Undisclosed
    Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Undisclosed
    Debt Settlement
  • Undisclosed
    Loan Refinancing
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Undisclosed
    Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket

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