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CountryWide Debt Relief vs Fast Track Debt Relief

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Pros
  • Free consultation
  • A+ BBB rating
  • Performance-based fees
Pros
  • Free evaluation and consultation
  • A+ BBB rating
  • Certified debt specialists
Cons
  • Undisclosed fees
  • Limited state availability
  • Limited customer support hours
  • No mobile app
Cons
  • Doesn't disclose the fees
  • Limited accreditation
  • Limited state availability
Summary

In 2008, CountryWide Debt Relief emerged with a vision: to make debt relief accessible. Nestled in Santa Ana, California, this company offers bespoke debt consolidation and settlement services that simplify and streamline your financial obligations. They negotiate on your behalf with creditors to lower your debt and interest rates. You then end with a single manageable payment, tailored to your needs. They provide free consultation sessions, no upfront fees thanks to performance-based pricing, and a fast approval process. They have an A+ rating from the BBB and accreditation from the American Fair Credit Council (AFCC) and are available in 22 states. This review will help you discover whether CountryWide can transform your finances for the better!

Summary

Fast Track Debt Relief, established in Fort Lauderdale, Florida, has been helping individuals navigate financial hardships with their debt relief services since 1998. They offer debt consultation, settlement, consolidation, and debt consolidation loans specifically designed for people with a minimum debt of $10,000. Their impressive savings rate, often reducing debt by up to 40%, showcases their negotiation prowess. They are accredited by the International Association of Professional Debt Arbitrators (IAPDA) and hold an A+ rating from BBB. Customer feedback highlights their effective settlements and the professionalism of their staff, although some have mentioned concerns about transparency and communication. To learn more about their offerings, customer experiences, and how they compare to other providers, read the full review.

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : 25% to 30%
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : 12 to 48 months
  • Trustpilot Score : 3.3 out of 5
  • Customer Experience : Good
Quick Stats
  • Credit Score Impact : False
  • Average Net Savings : 60%, before fees
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : Undisclosed
  • Money-Back Guarantee : False
  • Trustpilot Score : 4.3 out of 5
  • Customer Experience : Good
Selling Points
  • Smooth qualification and approval process
  • No upfront fees
  • Lower credit score acceptance
Selling Points
  • Offers debt consolidation loans
  • Long industry presence
  • High savings rate of 60% or more
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Undisclosed
    Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Customer Support
  • Email
  • In Office
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket

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