ClearOne Advantage vs JG Wentworth

ClearOne Advantage is a debt relief services company, founded in 2008, that aims to help individuals become debt-free. They offer personalized settlement programs and expert guidance throughout the settlement process. They negotiate with creditors to reduce the amount you owe and provide ongoing support and guidance to help you pay off your unsecured debts within 24 to 60 months. ClearOne Advantage does not guarantee credit score improvement, and it's important to note that debt settlement programs may harm your credit score. Over time, they have won some accolades, including being on the Inc. 5,000 list and named Selling Power's "Best Company to Sell For." They are a member of the CDRI and follow their code of ethics. They will work with you to create a personalized plan that fits your budget and don't charge upfront fees, and you can track your progress with them through their online portal. They have generally good reviews but are not available in all states.

Within the last 30+ years, JG Wentworth has imprinted their name among the industry’s most recognizable brands. Their offerings spread across many sectors; among them are their debt relief programs, debt settlement services, and personal loans designed specifically for individuals grappling with debt.  They also tailor solutions to individuals wanting to access their structured settlements, annuity payments, and lottery or casino winnings in one lump sum. They have helped over 150,000 clients and facilitated $4 billion in transactions, which pushed them to the forefront of the industry. Operating across 30 states and Washington, DC, they have a policy that prohibits upfront fees and offers a best-price guarantee of $1,000. These affordability measures are reinforced by their A+ rating with the Better Business Bureau (BBB) and memberships in organizations such as the American Association for Debt Resolution (AADR) and the American Fair Credit Council (AFCC), and a certification from the International Association of Professional Debt Arbitrators (IAPDA).