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Century Support Services vs JG Wentworth

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Pros
  • Lack of upfront fees
  • A+ BBB accreditation
  • Financial resources are provided
Pros
  • No upfront fees
  • Accessible customer service
  • A+ BBB rating
  • Quick debt repayment
Cons
  • Minimum investment of $10,000
  • Restricted state availability
  • No information on pricing
Cons
  • Only available in 30 states
  • High program fees
  • Additional fees
  • No mobile app
Summary

Established in 2003 and headquartered in North Huntingdon, Pennsylvania, Century Support Services (CSS) has become a prominent figure in the debt relief industry. Specializing in debt settlement for unsecured debts, CSS offers tailored solutions to individuals grappling with significant financial burdens, typically exceeding $10,000. Their services encompass a range of unsecured debts, including credit card balances and personal loans, providing a lifeline to those struggling with overwhelming financial obligations. CSS's approach emphasizes transparency, personalized assistance, and ongoing support throughout the debt settlement process. Noteworthy features include a complimentary financial assessment, a dedicated client portal for progress monitoring, and live chat support for immediate assistance. CSS maintains a sterling reputation for ethical practices and customer satisfaction thanks to accreditation from reputable organizations like BBB, AFDR, and IAPDA. Customer testimonials underscore CSS's expertise, professionalism, and dedication to helping individuals regain financial stability. With a commitment to excellence and a track record of success, Century Support Services stands out as a trusted partner for individuals seeking effective debt relief solutions and a pathway to financial freedom.

Summary

Within the last 30+ years, JG Wentworth has imprinted their name among the industry’s most recognizable brands. Their offerings spread across many sectors; among them are their debt relief programs, debt settlement services, and personal loans designed specifically for individuals grappling with debt.  They also tailor solutions to individuals wanting to access their structured settlements, annuity payments, and lottery or casino winnings in one lump sum. They have helped over 150,000 clients and facilitated $4 billion in transactions, which pushed them to the forefront of the industry. Operating across 30 states and Washington, DC, they have a policy that prohibits upfront fees and offers a best-price guarantee of $1,000. These affordability measures are reinforced by their A+ rating with the Better Business Bureau (BBB) and memberships in organizations such as the American Association for Debt Resolution (AADR) and the American Fair Credit Council (AFCC), and a certification from the International Association of Professional Debt Arbitrators (IAPDA).

Quick Stats
  • Credit Score Impact : May impact your credit score
  • Average Net Savings : 50% of enrolled balance before fees
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : 24-48 month period
  • Money-Back Guarantee : False
  • Trustpilot Score : 4.9 out of 5
  • Customer Experience : Good
Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Up to 51% of debt
  • BBB Rating : A+
  • Fees : 18% - 25% of total enrolled debt
  • Timeframe : 24-48 months
  • Trustpilot Score : 4.8 out of 5
  • Customer Experience : Good
Selling Points
  • Free financial assessment
  • Client portal is provided
  • Live chat option available
Selling Points
  • No upfront fees and free consultation
  • High debt-settlement rate
  • Wide range of services and third-party partnerships
  • Perfect complaint-resolution rate
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Undisclosed
    Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Undisclosed
    Secured Debts
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket

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