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Century Support Services vs JG Wentworth

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Pros
  • Lack of upfront fees
  • A+ BBB accreditation
  • Financial resources are provided
Pros
  • No upfront fees, costs are performance-based
  • Over 30 years of experience in financial services
  • Accredited by BBB, AADR, AFCC, and IAPDA
  • Dedicated debt specialists
Cons
  • Minimum investment of $10,000
  • Restricted state availability
  • No information on pricing
Cons
  • Fees (18%–25%) are on the higher end of the industry
  • Mixed customer reviews on the BBB
  • Programs can last up to 60 months
  • Only available in 30 states and D.C.
Summary

Established in 2003 and headquartered in North Huntingdon, Pennsylvania, Century Support Services (CSS) has become a prominent figure in the debt relief industry. Specializing in debt settlement for unsecured debts, CSS offers tailored solutions to individuals grappling with significant financial burdens, typically exceeding $10,000. Their services encompass a range of unsecured debts, including credit card balances and personal loans, providing a lifeline to those struggling with overwhelming financial obligations. CSS's approach emphasizes transparency, personalized assistance, and ongoing support throughout the debt settlement process. Noteworthy features include a complimentary financial assessment, a dedicated client portal for progress monitoring, and live chat support for immediate assistance. CSS maintains a sterling reputation for ethical practices and customer satisfaction thanks to accreditation from reputable organizations like BBB, AFDR, and IAPDA. Customer testimonials underscore CSS's expertise, professionalism, and dedication to helping individuals regain financial stability. With a commitment to excellence and a track record of success, Century Support Services stands out as a trusted partner for individuals seeking effective debt relief solutions and a pathway to financial freedom.

Summary

JG Wentworth is a Pennsylvania-based financial services company that has been operating since 1991. Their debt relief program offers debt settlement services to JG Wentworth customers with at least $10,000 in unsecured debt, including credit card balances, medical bills, personal loans, and private student loans. The program typically runs between 24 and 60 months, during which clients make monthly deposits into a dedicated escrow account while JG Wentworth negotiates with creditors to reduce the total amount owed. Fees range from 18% to 25% of enrolled debt and are only charged after a successful settlement. The company holds an A+ rating from the Better Business Bureau and maintains accreditations from the American Association for Debt Resolution (AADR), the American Fair Credit Council (AFCC), and the International Association of Professional Debt Arbitrators (IAPDA). Their Trustpilot score sits at approximately 4.8 out of 5, though BBB customer reviews are more mixed. JG Wentworth's debt relief program is available in most U.S. states. Customers should be aware that enrolling in a debt settlement program will likely impact their credit score.

Quick Stats
  • Credit Score Impact : May impact your credit score
  • Average Net Savings : 50% of enrolled balance before fees
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : 24-48 month period
  • Money-Back Guarantee : False
  • Trustpilot Score : 4.9 out of 5
  • Customer Experience : Good
Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Up to 51% of debt
  • BBB Rating : A+
  • Fees : 18% - 25% of total enrolled debt per settled account
  • Timeframe : 24-60 months
  • Money-Back Guarantee : False
  • Trustpilot Score : 4.8 out of 5
  • Customer Experience : Good
Selling Points
  • Free financial assessment
  • Client portal is provided
  • Live chat option available
Selling Points
  • One-stop shop for financial products beyond debt relief
  • High debt-settlement rate
  • Wide range of services and third-party partnerships
  • $1,000 best-price guarantee if they can't beat a competitor's structured settlement offer
  • 100% complaint response rate on the BBB
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • Undisclosed
    In Office
  • Undisclosed
    Live Chat
  • Mobile Application
  • Phone
  • Undisclosed
    Ticket

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