American Debt Relief vs JG Wentworth

American Debt Relief was founded in 2012 in Plano, Texas. Their specialty is debt settlement solutions for anyone facing unsecured debt challenges, primarily with credit card debt. They are accredited by the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA), and boast an A+ rating from the Better Business Bureau (BBB). They have successfully settled over $1 billion in debt to date on behalf of thousands of Americans across 44 states and Washington, D.C. They follow a performance-based fee structure, charging fees only after successfully negotiating settlements with creditors. Their customer feedback is mixed with many admiring their personalized service and expertise, while some had concerns over communication delays and transparency. If you want to form your own opinion on them, read this review to learn more about them!

Within the last 30+ years, JG Wentworth has imprinted their name among the industry’s most recognizable brands. Their offerings spread across many sectors; among them are their debt relief programs, debt settlement services, and personal loans designed specifically for individuals grappling with debt.  They also tailor solutions to individuals wanting to access their structured settlements, annuity payments, and lottery or casino winnings in one lump sum. They have helped over 150,000 clients and facilitated $4 billion in transactions, which pushed them to the forefront of the industry. Operating across 30 states and Washington, DC, they have a policy that prohibits upfront fees and offers a best-price guarantee of $1,000. These affordability measures are reinforced by their A+ rating with the Better Business Bureau (BBB) and memberships in organizations such as the American Association for Debt Resolution (AADR) and the American Fair Credit Council (AFCC), and a certification from the International Association of Professional Debt Arbitrators (IAPDA).