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American Debt Relief vs CountryWide Debt Relief

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Pros
  • No upfront fees
  • Free debt consultation
  • A+ BBB rating
  • User-friendly user dashboard
Pros
  • Free consultation
  • A+ BBB rating
  • Performance-based fees
Cons
  • Fees are not disclosed
  • Minimum debt amount not disclosed
  • Do not mention states covered
  • No mobile app
Cons
  • Undisclosed fees
  • Limited state availability
  • Limited customer support hours
  • No mobile app
Summary

American Debt Relief was founded in 2012 in Plano, Texas. Their specialty is debt settlement solutions for anyone facing unsecured debt challenges, primarily with credit card debt. They are accredited by the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA), and boast an A+ rating from the Better Business Bureau (BBB). They have successfully settled over $1 billion in debt to date on behalf of thousands of Americans across 44 states and Washington, D.C. They follow a performance-based fee structure, charging fees only after successfully negotiating settlements with creditors. Their customer feedback is mixed with many admiring their personalized service and expertise, while some had concerns over communication delays and transparency. If you want to form your own opinion on them, read this review to learn more about them!

Summary

In 2008, CountryWide Debt Relief emerged with a vision: to make debt relief accessible. Nestled in Santa Ana, California, this company offers bespoke debt consolidation and settlement services that simplify and streamline your financial obligations. They negotiate on your behalf with creditors to lower your debt and interest rates. You then end with a single manageable payment, tailored to your needs. They provide free consultation sessions, no upfront fees thanks to performance-based pricing, and a fast approval process. They have an A+ rating from the BBB and accreditation from the American Fair Credit Council (AFCC) and are available in 22 states. This review will help you discover whether CountryWide can transform your finances for the better!

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : 30% after fees
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : 24 - 48 months
  • Trustpilot Score : 4.9 out of 5
  • Customer Experience : Good
Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : 25% to 30%
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : 12 to 48 months
  • Trustpilot Score : 3.3 out of 5
  • Customer Experience : Good
Selling Points
  • Settled large amounts of debt
  • Easy-to-use client dashboard
  • You can track your progress in real-time
Selling Points
  • Smooth qualification and approval process
  • No upfront fees
  • Lower credit score acceptance
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Undisclosed
    Medical Bills
  • Undisclosed
    Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Undisclosed
    Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Undisclosed
    Ticket
Customer Support
  • Email
  • In Office
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket

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