Debt Relief
Top Companies in 2024
Accredited Debt Relief vs Fast Track Debt Relief
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- Negotiates significant debt reductions
- BBB-accredited with A+ rating
- Free consultation and no upfront fees
- Settles debt in as little as 24-48 months
- Free evaluation and consultation
- A+ BBB rating
- Certified debt specialists
- Fees can be as high as 25% of total enrolled debt
- Only available in 34 states
- $10,000 minimum debt requirement
- No mobile app
- Doesn't disclose the fees
- Limited accreditation
- Limited state availability
Accredited Debt Relief is a California-based debt relief firm that offers debt settlement services and free consultations to new clients. They operate as Beyond Finance's DBA name, have many years of debt consolidation experience, and offer customized solutions and guidance. They provide transparent debt consolidation services tailored to clients' budgets with success-based fees. Their debt consolidation programs typically run for 24-48 months, though no specific outcome is guaranteed. However, Clients should remember that using a debt consolidation program may impact their credit score temporarily, among other consequences. Also, Accredited Debt Relief's services are only available in 34 states and DC. They have a positive reputation in the industry with several awards and accreditations, including the Five-Star Rating award from Best Company USA in 2022. They are accredited by BBB, AADR, AFCC, and are members of CDRI. Their online customer reviews are excellent.
Fast Track Debt Relief, established in Fort Lauderdale, Florida, has been helping individuals navigate financial hardships with their debt relief services since 1998. They offer debt consultation, settlement, consolidation, and debt consolidation loans specifically designed for people with a minimum debt of $10,000. Their impressive savings rate, often reducing debt by up to 40%, showcases their negotiation prowess. They are accredited by the International Association of Professional Debt Arbitrators (IAPDA) and hold an A+ rating from BBB. Customer feedback highlights their effective settlements and the professionalism of their staff, although some have mentioned concerns about transparency and communication. To learn more about their offerings, customer experiences, and how they compare to other providers, read the full review.
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : Up to 45-50% of debt, before fees
- BBB Rating : A+
- Fees : 15% - 25% of total enrolled debt
- Timeframe : 24-48 months
- Trustpilot Score : 4.8 out of 5
- Customer Experience : Excellent
- Credit Score Impact : False
- Average Net Savings : 60%, before fees
- BBB Rating : A+
- Fees : Undisclosed
- Timeframe : Undisclosed
- Money-Back Guarantee : False
- Trustpilot Score : 4.3 out of 5
- Customer Experience : Good
- No upfront fees and no obligation
- Free consultation and savings estimate
- Get out of debt without bankruptcy
- Company website offers substantial information on debt settlement
- Offers debt consolidation loans
- Long industry presence
- High savings rate of 60% or more
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing—Undisclosed
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Cash—Undisclosed
- Escrow/Savings Bank Account
- Major Credit Cards—Undisclosed
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
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