Debt Relief
Top Companies in 2024
Accredited Debt Relief vs Elite Financial Services
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- Negotiates significant debt reductions
- BBB-accredited with A+ rating
- Free consultation and no upfront fees
- Settles debt in as little as 24-48 months
- Free debt analysis
- Gave you access to your progress in real-time
- Fees can be as high as 25% of total enrolled debt
- Only available in 34 states
- $10,000 minimum debt requirement
- No mobile app
- Were available in only 21 states
- Pricing information not transparent
- $10,000 minimum debt required
Accredited Debt Relief is a California-based debt relief firm that offers debt settlement services and free consultations to new clients. They operate as Beyond Finance's DBA name, have many years of debt consolidation experience, and offer customized solutions and guidance. They provide transparent debt consolidation services tailored to clients' budgets with success-based fees. Their debt consolidation programs typically run for 24-48 months, though no specific outcome is guaranteed. However, Clients should remember that using a debt consolidation program may impact their credit score temporarily, among other consequences. Also, Accredited Debt Relief's services are only available in 34 states and DC. They have a positive reputation in the industry with several awards and accreditations, including the Five-Star Rating award from Best Company USA in 2022. They are accredited by BBB, AADR, AFCC, and are members of CDRI. Their online customer reviews are excellent.
Elite Financial Services, a debt relief company located in Beverly, Massachusetts, is no longer in operation. According to the Better Business Bureau and customer reviews on Yelp, the company has ceased its services, with an inactive and insecure website. Before their closure, Elite Financial Services provided debt settlement and consolidation solutions and aimed to help clients become debt-free within 12-36 months. The company was accredited by the International Association of Professional Debt Arbitrators and a member of the American Fair Credit Council. However, their services were only available in 21 states.
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : Up to 45-50% of debt, before fees
- BBB Rating : A+
- Fees : 15% - 25% of total enrolled debt
- Timeframe : 24-48 months
- Trustpilot Score : 4.8 out of 5
- Customer Experience : Excellent
- Credit Score Impact : May impact
- Average Net Savings : Up to 45-60% of debt, before fees
- BBB Rating : N/R
- Fees : 15% to 25% of total enrolled debt
- Timeframe : 12-36 months
- Trustpilot Score : N/R
- Customer Experience : Poor
- No upfront fees and no obligation
- Free consultation and savings estimate
- Get out of debt without bankruptcy
- Company website offers substantial information on debt settlement
- Multiple debt relief options were handled
- AFCC member
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing—Undisclosed
- Bankruptcy Counseling—Undisclosed
- Consolidation Loans—Undisclosed
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans—Undisclosed
- Debt Settlement
- Loan Refinancing—Undisclosed
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills—Undisclosed
- Personal Loans
- Private Student Loans
- Professional Bills—Undisclosed
- Secured Debts
- Cash—Undisclosed
- Escrow/Savings Bank Account
- Major Credit Cards—Undisclosed
- Cash—Undisclosed
- Escrow/Savings Bank Account
- Major Credit Cards—Undisclosed
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
- In Office
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Phone
- Ticket—Undisclosed
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