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Accredited Debt Relief vs Americor

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Pros
  • Negotiates significant debt reductions
  • BBB-accredited with A+ rating
  • Free consultation and no upfront fees
  • Settles debt in as little as 24-48 months
Pros
  • Free consultation
  • No upfront fees
  • Will work with $7,500+ in unsecured debts, less than some competitors
  • Accredited by AADR and RMAI
  • Mobile app available
Cons
  • Fees can be as high as 25% of total enrolled debt
  • Only available in 34 states
  • $10,000 minimum debt requirement
  • No mobile app
Cons
  • Fees may be higher than other companies
  • Does not offer services in all states, including Colorado
  • Some services may affect your credit score
Summary

Accredited Debt Relief is a California-based debt relief firm that offers debt settlement services and free consultations to new clients. They operate as Beyond Finance's DBA name, have many years of debt consolidation experience, and offer customized solutions and guidance. They provide transparent debt consolidation services tailored to clients' budgets with success-based fees. Their debt consolidation programs typically run for 24-48 months, though no specific outcome is guaranteed. However, Clients should remember that using a debt consolidation program may impact their credit score temporarily, among other consequences. Also, Accredited Debt Relief's services are only available in 34 states and DC. They have a positive reputation in the industry with several awards and accreditations, including the Five-Star Rating award from Best Company USA in 2022. They are accredited by BBB, AADR, AFCC, and are members of CDRI. Their online customer reviews are excellent.

Summary

Americor is a national debt relief company offering various solutions for unsecured debt, including debt settlement, consolidation loans (through Credit9), and credit counseling. They were founded in 2009 and headquartered in Irvine, CA. They emphasize personalized plans, a performance-based fee structure (no upfront costs), and transparent communication. With a focus on customer support and education, Americor aims to guide you towards a debt-free future. Before enrolling, however, be aware that debt settlement can impact your credit score, and it's essential to understand all terms and potential risks. Americor offers free consultations to discuss your situation and explore suitable options. Their accreditations with the BBB, AADR, and RMAI, along with their A+ BBB rating, signal a commitment to ethical practices. Customer reviews are generally positive, highlighting their helpful representatives and successful debt reduction outcomes.

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Up to 45-50% of debt, before fees
  • BBB Rating : A+
  • Fees : 15% - 25% of total enrolled debt
  • Timeframe : 24-48 months
  • Trustpilot Score : 4.8 out of 5
  • Customer Experience : Excellent
Quick Stats
  • Credit Score Impact : Program may lower score initially
  • Average Net Savings : Up to 50% of debt, before fees
  • BBB Rating : A+
  • Fees : 14% to 29% of total enrolled debt
  • Timeframe : 20-48 months
  • Trustpilot Score : 4.9 out of 5
  • Customer Experience : Excellent
Selling Points
  • No upfront fees and no obligation
  • Free consultation and savings estimate
  • Get out of debt without bankruptcy
  • Company website offers substantial information on debt settlement
Selling Points
  • A variety of debt relief solutions
  • A large variety of unsecured debts covered
  • BBB accredited with A+ rating
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Undisclosed
    Ticket

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