CreditRepair.com
Compare between CreditRepair.com and other vendors
Press [Add to Compare] to Edit, Add or Remove Vendors
- Comprehensive multi-step credit repair process
- Identity fraud protection
- Extensive educational resources available
- Flexible service packages for different needs and budgets
- Unaccredited by the BBB
- Faced a lawsuit from the CFPB
- Services are not guaranteed
- Isn't available in 12 states
CreditRepair.com, founded in 2012 and headquartered in Salt Lake City, Utah, is a leading credit repair service provider. They are a subsidiary of Progrexion, thus also sharing ties with Lexington Law. CreditRepair.com aims to improve individuals’ credit scores by addressing inaccuracies and disputes on credit reports. With over a million clients served and over five million collections removed, they offer a comprehensive range of services, including credit report analysis, dispute generation, and creditor interventions. The company adheres to regulations such as the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). Despite a notable $2.7 billion settlement with the CFPB in 2023 due to illegal fee collections, CreditRepair.com maintains a solid reputation, receiving mixed but generally positive reviews for their customer support and effective services. Their offerings are available across 38 states via online platforms and phone communication.
- BBB Rating : N/R
- Cancelation Policy : Undisclosed
- Trustpilot Score : 1.8 out of 5
- Initial Fees : Between $69.95 and $119.95
- Money-Back Guarantee : Unavailable
- Monthly Fee : Starts at $69.95
- Customer Experience : Fair
- Unlimited Disputes : False
- Service Coverage : 38 states, excluding CO, GA, KS, ME, MD, MI, MN, MS, OH, OR, SC, WI
- In-depth credit report analysis
- Mobile app with biometric login for enhanced security
- Discounts for referrals and military personnel
- Cease & Desist Letters
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Ticket—Undisclosed
- Automatic bank drafts (ACH)
- Checks
- Credit/Debit Cards
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed