Credit Monkey
Compare between Credit Monkey and other vendors
Press [Add to Compare] to Edit, Add or Remove Vendors
- 90-day money-back guarantee
- 24/7 client portal
- Free phone consultation
- Credit Repair Training Academy
- Live chat
- Not accredited by the BBB
- Not Nationwide
- Lacks transparency
Credit Monkey, founded in 2007 and headquartered in California, is a certified credit repair company that operates nationwide, offering their services to clients across all 50 states. The company specializes in helping individuals improve their credit scores by disputing negative items on credit reports, including inquiries, bankruptcies, collections, and late payments. Credit Monkey stands out with their unique approach, charging clients only after dispute letters are mailed and providing a 90-day money-back guarantee if no items are disputed. Their services are facilitated through a user-friendly cloud-based platform, allowing clients to monitor their credit repair progress in real-time. Additionally, Credit Monkey offers a Credit Repair Training Academy, equipping clients with the knowledge to maintain a high credit rating. With solid industry credentials, Credit Monkey has received positive feedback, including a 4.7-star rating on Trustpilot and a C rating from the Better Business Bureau. Customers appreciate the company’s efficient processes and supportive customer service, making them an appealing option for those looking to enhance their financial standing.
- BBB Rating : B+
- Cancelation Policy : Available
- Trustpilot Score : N/R
- Initial Fees : Unavailable
- Money-Back Guarantee : 90 days
- Monthly Fee : Starts at $99 a month
- Customer Experience : "True"
- Service Coverage : Not nationwide
- Live Score Client Portal
- $0 enrollment
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring—Undisclosed
- Creditor & Debt Collector Communication
- Debt Validation—Undisclosed
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools—Undisclosed
- Free Consultation
- Goodwill Letters
- Identity Theft Protection—Undisclosed
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Ticket—Undisclosed
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed