Credit Repair
Top Companies in 2024
Go Clean Credit vs Pinnacle Credit Repair
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- Customizable plan
- Money-back guarantee
- Comprehensive free consultation
- Unlimited disputes with major credit agencies
- Lack of transparency
- Not nationwide
- Low BBB rating and no accreditation
- Lack of transparency on services
Go Clean Credit, founded in 2003 and headquartered in Tempe, AZ, is a prominent player in the credit repair industry, dedicated to assisting individuals in improving their credit scores. The company addresses various credit issues, including bankruptcies, late payments, and identity theft, making it a versatile choice for those seeking financial recovery. One of the unique features of Go Clean Credit is their Do It Yourself (DIY) Free Credit Repair App, which enables users to take control of their credit repair journey with a structured, step-by-step process. Additionally, they offer full-service options that include personalized plans and no-cost attorney support for qualifying clients. This combination of services caters to diverse client needs, from self-help to comprehensive management. With a strong emphasis on customer education, Go Clean Credit provides extensive resources and a credit education blog, enhancing clients' understanding of the credit repair process. The company's commitment to transparency and results has garnered positive feedback, highlighting significant credit score improvements for many clients. Go Clean Credit's industry credentials and experience position it as a reliable partner for anyone looking to restore their financial standing.
Founded in 2012 and based in New York, the company claims they use advanced artificial intelligence software to identify and dispute negative items on credit reports, with a reported deletion rate of up to 80% within the first 15 days of service. Pinnacle offers two main service tiers: the Fast Track Elite program, which is more budget-friendly, and the Hire Me Personally option, providing direct access to the founder, Andre Nguyen, for personalized support. With nearly 30 years of experience in credit repair, Pinnacle purportedly provides services, including free credit consultations, credit monitoring, and access to personal credit mentors. The company maintains a transparent pricing structure and offers satisfaction guarantees. Despite positive feedback regarding their efficiency, some clients may find the one-time fees higher than competitors. Pinnacle Credit Repair aims to combine technology and personalized service in their approach to credit improvement. However, it is essential to note that the company's claims regarding their deletion rates and effectiveness may be promotional, and individual results may vary.
- BBB Rating : A+
- Cancelation Policy : Available
- Trustpilot Score : N/R
- Initial Fees : Undisclosed
- Money-Back Guarantee : Available
- Monthly Fee : Starts at $99 a month
- Customer Experience : "True"
- Unlimited Disputes : "True"
- BBB Rating : F
- Cancelation Policy : Unknown
- Trustpilot Score : 3.4 out of 5-star
- Initial Fees : 98 dollars
- Money-Back Guarantee : 120 days
- Monthly Fee : Starts at $98 a month
- Customer Experience : "True"
- Unlimited Disputes : "True"
- Free consultation services
- Do it yourself (DIY) free credit repair app
- Satisfaction guaranteed
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)—Undisclosed
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus—Undisclosed
- Credit Score Monitoring
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation—Undisclosed
- Dispute Letters
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools—Undisclosed
- Free Consultation
- Goodwill Letters—Undisclosed
- Identity Theft Protection—Undisclosed
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)—Undisclosed
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus—Undisclosed
- Credit Score Monitoring
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation—Undisclosed
- Dispute Letters—Undisclosed
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools—Undisclosed
- Free Consultation—Undisclosed
- Goodwill Letters—Undisclosed
- Identity Theft Protection—Undisclosed
- FAQs
- Help Guides
- Live Chat—Undisclosed
- Mobile Application
- Phone
- Ticket
- FAQs
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone
- Ticket
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
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