Credit Repair
Top Companies in 2024
Go Clean Credit vs MSI Credit Solutions
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- Customizable plan
- Money-back guarantee
- Comprehensive free consultation
- Unlimited disputes with major credit agencies
- Lack of transparency
- Not nationwide
- Limited visibility into service processes
- Absence of a dedicated mobile application
- No accreditation from the Better Business Bureau (BBB)
Go Clean Credit, founded in 2003 and headquartered in Tempe, AZ, is a prominent player in the credit repair industry, dedicated to assisting individuals in improving their credit scores. The company addresses various credit issues, including bankruptcies, late payments, and identity theft, making it a versatile choice for those seeking financial recovery. One of the unique features of Go Clean Credit is their Do It Yourself (DIY) Free Credit Repair App, which enables users to take control of their credit repair journey with a structured, step-by-step process. Additionally, they offer full-service options that include personalized plans and no-cost attorney support for qualifying clients. This combination of services caters to diverse client needs, from self-help to comprehensive management. With a strong emphasis on customer education, Go Clean Credit provides extensive resources and a credit education blog, enhancing clients' understanding of the credit repair process. The company's commitment to transparency and results has garnered positive feedback, highlighting significant credit score improvements for many clients. Go Clean Credit's industry credentials and experience position it as a reliable partner for anyone looking to restore their financial standing.
Founded in 2006 and headquartered in Frisco, Texas, MSI Credit Solutions has established themselves as a prominent player in the credit repair industry. The company offers services designed to help individuals dispute inaccuracies on their credit reports and improve their credit scores. With a focus on personalized service, MSI provides one-on-one consultations with senior credit experts, unlimited disputes with major credit bureaus, and assistance with debt validation and cease-and-desist letters. MSI Credit Solutions is a certified National Association of Credit Services Organizations (NACSO) member and has received accolades such as the Super Service Award from Angie's List and an Editor’s Choice Award from BadCredit.org. Their commitment to customer satisfaction is reflected in their impressive ratings, boasting 4.7 stars on Trustpilot and 4.8 stars on Google. Unique features include a performance guarantee that promises refunds if clients do not see results and 24/7 access to an online credit portal. The company emphasizes transparency and integrity, often advising clients on the best course of action, even if it means recommending they do not require their services. With over 17 years of experience, MSI Credit Solutions is well-equipped to support clients on their journey to better credit.
- BBB Rating : A+
- Cancelation Policy : Available
- Trustpilot Score : N/R
- Initial Fees : Undisclosed
- Money-Back Guarantee : Available
- Monthly Fee : Starts at $99 a month
- Customer Experience : "True"
- Unlimited Disputes : "True"
- BBB Rating : C+
- Cancelation Policy : Anytime
- Trustpilot Score : 4.1 out of 5
- Initial Fees : As low as 98 dollars
- Money-Back Guarantee : Available
- Monthly Fee : Starts at $98 a month
- Customer Experience : "True"
- Unlimited Disputes : "True"
- Free consultation services
- Do it yourself (DIY) free credit repair app
- Cease-and-desist letters to collection agencies
- Robust customer support and coaching
- 24/7 access to the online portal
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)—Undisclosed
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus—Undisclosed
- Credit Score Monitoring
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation—Undisclosed
- Dispute Letters
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools—Undisclosed
- Free Consultation
- Goodwill Letters—Undisclosed
- Identity Theft Protection—Undisclosed
- Cease & Desist Letters
- Compliance with Regulations (FCRA, FDCPA, etc.)—Undisclosed
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring—Undisclosed
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools—Undisclosed
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- FAQs
- Help Guides
- Live Chat—Undisclosed
- Mobile Application
- Phone
- Ticket
- FAQs
- Help Guides
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Phone
- Ticket
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
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