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Credit Saint vs Go Clean Credit

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Pros
  • Wide range of removals
  • Flexible cancellation policy
  • Customer portal to track progress
  • Experienced and dedicated team
Pros
  • Customizable plan
  • Money-back guarantee
Cons
  • Higher pricing and initial fees
  • Not available in all states
  • Cannot guarantee positive outcomes
Cons
  • Lack of transparency
  • Not nationwide
Summary

Credit Saint is a well-established credit repair company founded in 2004. They are headquartered in Saddle Brook, New Jersey, and specialize in helping clients improve their credit scores by addressing inaccuracies and negative items on their credit reports. The company offers educational resources to assist clients in better understanding and managing their credit. Their services are tailored to help individuals with poor or fair credit improve their financial standing, having served over 200,000 such clients in removing inaccurate items from their credit reports. They emphasize compliance with regulations such as the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) to protect clients' rights when dealing with debt collectors. For added customer convenience and protection, they offer a user-friendly online portal for secure data sharing and real-time tracking of disputes. Credit Saint has a strong reputation in the credit repair industry, consistently earning top ratings and holding an A rating from the BBB. Customers appreciate their clear pricing, comprehensive service, and effective customer support.

Summary

Go Clean Credit, founded in 2003 and headquartered in Tempe, AZ, is a prominent player in the credit repair industry, dedicated to assisting individuals in improving their credit scores. The company addresses various credit issues, including bankruptcies, late payments, and identity theft, making it a versatile choice for those seeking financial recovery. One of the unique features of Go Clean Credit is their Do It Yourself (DIY) Free Credit Repair App, which enables users to take control of their credit repair journey with a structured, step-by-step process. Additionally, they offer full-service options that include personalized plans and no-cost attorney support for qualifying clients. This combination of services caters to diverse client needs, from self-help to comprehensive management. With a strong emphasis on customer education, Go Clean Credit provides extensive resources and a credit education blog, enhancing clients' understanding of the credit repair process. The company's commitment to transparency and results has garnered positive feedback, highlighting significant credit score improvements for many clients. Go Clean Credit's industry credentials and experience position it as a reliable partner for anyone looking to restore their financial standing.

Quick Stats
  • BBB Rating : A
  • Cancelation Policy : Cancel anytime; fees may apply based on service agreement
  • Trustpilot Score : 4.7 out of 5
  • Initial Fees : $99 to $195
  • Money-Back Guarantee : 90 days
  • Monthly Fee : Starting at $79.99
  • Customer Experience : Good
  • Unlimited Disputes : "True"
  • Service Coverage : 45 states, excluding DC, Kansas, Maine, Mississippi, Oregon, and South Carolina
Quick Stats
  • BBB Rating : A+
  • Cancelation Policy : Available
  • Trustpilot Score : N/R
  • Initial Fees : Undisclosed
  • Money-Back Guarantee : Available
  • Monthly Fee : Starts at $99 a month
  • Customer Experience : "True"
  • Unlimited Disputes : "True"
Selling Points
  • 90-day money-back guarantee
  • Comprehensive service packages
  • Free credit repair consultation
  • Maintains an A rating from the BBB
Selling Points
  • Free consultation services
  • Do it yourself (DIY) free credit repair app
Services & Perks
  • Cease & Desist Letters
  • Compliance with Regulations (FCRA, FDCPA, etc.)
  • Credit Building Assistance
  • Credit Report Analysis from Credit Bureaus
  • Credit Score Monitoring
  • Undisclosed
    Creditor & Debt Collector Communication
  • Debt Validation
  • Dispute Letters
  • Undisclosed
    FICO-Certified Professionals
  • Financial Education Resources/Tools
  • Free Consultation
  • Goodwill Letters
  • Identity Theft Protection
Services & Perks
  • Undisclosed
    Cease & Desist Letters
  • Undisclosed
    Compliance with Regulations (FCRA, FDCPA, etc.)
  • Undisclosed
    Credit Building Assistance
  • Undisclosed
    Credit Report Analysis from Credit Bureaus
  • Credit Score Monitoring
  • Undisclosed
    Creditor & Debt Collector Communication
  • Undisclosed
    Debt Validation
  • Dispute Letters
  • Undisclosed
    FICO-Certified Professionals
  • Undisclosed
    Financial Education Resources/Tools
  • Free Consultation
  • Undisclosed
    Goodwill Letters
  • Undisclosed
    Identity Theft Protection
Customer Support
  • Email
  • FAQs
  • Undisclosed
    Help Guides
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • FAQs
  • Help Guides
  • Undisclosed
    Live Chat
  • Mobile Application
  • Phone
  • Ticket
Payment Options
  • Automatic bank drafts (ACH)
  • Checks
  • Credit/Debit Cards
  • Family or Couples Discounts
  • PayPal
Payment Options
  • Undisclosed
    Automatic bank drafts (ACH)
  • Undisclosed
    Checks
  • Undisclosed
    Credit/Debit Cards
  • Undisclosed
    Family or Couples Discounts
  • Undisclosed
    PayPal

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