Credit Repair
Top Companies in 2024
Credit Glory vs CreditRepair.com
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- Flexible cancellation policy
- Nationwide service
- Secure data handling
- Comprehensive multi-step credit repair process
- Identity fraud protection
- Extensive educational resources available
- Flexible service packages for different needs and budgets
- Lack of legal services or advice
- Unclear pricing information
- Potential for limited customization
- Unaccredited by the BBB
- Faced a lawsuit from the CFPB
- Services are not guaranteed
- Isn't available in 12 states
Credit Glory, founded in 2001, is a privately held credit repair company based in Henderson, Nevada. With a team of 2-10 employees, they offer nationwide services to help individuals improve their credit scores and regain financial freedom. The company specializes in disputing various credit report inaccuracies, including wrong personal information, late payments, collections, charge-offs, and hard inquiries. Credit Glory's process begins with a free credit consultation, during which experts assess the client's situation and explain their services. Once enrolled, clients are assigned a dedicated case manager for personalized assistance. The company leverages its industry experience, including insights from previous work in debt collection, to effectively advocate for clients. While specific pricing information isn't provided in the search results, Credit Glory offers a 90-day money-back guarantee, demonstrating confidence in their services. They claim their average member sees a 120-point increase in their FICO score. The company utilizes various technologies, including Trustpilot and Google Tag Manager, to enhance their service delivery. Credit Glory's commitment to helping clients achieve financial goals and their emphasis on building long-term relationships sets them apart in the credit repair industry.
CreditRepair.com, founded in 2012 and headquartered in Salt Lake City, Utah, is a leading credit repair service provider. They are a subsidiary of Progrexion, thus also sharing ties with Lexington Law. CreditRepair.com aims to improve individuals’ credit scores by addressing inaccuracies and disputes on credit reports. With over a million clients served and over five million collections removed, they offer a comprehensive range of services, including credit report analysis, dispute generation, and creditor interventions. The company adheres to regulations such as the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). Despite a notable $2.7 billion settlement with the CFPB in 2023 due to illegal fee collections, CreditRepair.com maintains a solid reputation, receiving mixed but generally positive reviews for their customer support and effective services. Their offerings are available across 38 states via online platforms and phone communication.
- BBB Rating : B
- Cancelation Policy : Unknown
- Trustpilot Score : Phone
- Initial Fees : $100
- Money-Back Guarantee : Undisclosed
- Monthly Fee : Undisclosed
- Customer Experience : "True"
- Unlimited Disputes : "True"
- BBB Rating : N/R
- Cancelation Policy : Undisclosed
- Trustpilot Score : 1.8 out of 5
- Initial Fees : Between $69.95 and $119.95
- Money-Back Guarantee : Unavailable
- Monthly Fee : Starts at $69.95
- Customer Experience : Fair
- Unlimited Disputes : False
- Service Coverage : 38 states, excluding CO, GA, KS, ME, MD, MI, MN, MS, OH, OR, SC, WI
- Accredited by the BBB with A+ rating
- Provides services for victims of identity theft
- 90-day money-back guarantee
- In-depth credit report analysis
- Mobile app with biometric login for enhanced security
- Discounts for referrals and military personnel
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)—Undisclosed
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring—Undisclosed
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools—Undisclosed
- Free Consultation—Undisclosed
- Goodwill Letters
- Identity Theft Protection—Undisclosed
- Cease & Desist Letters
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- —Undisclosed
- FAQs
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone
- Ticket—Undisclosed
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Ticket—Undisclosed
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
- Automatic bank drafts (ACH)
- Checks
- Credit/Debit Cards
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
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