Credit Repair
Top Companies in 2024
Credit Glory vs Credit Monkey
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- Flexible cancellation policy
- Nationwide service
- Secure data handling
- 90-day money-back guarantee
- 24/7 client portal
- Free phone consultation
- Credit Repair Training Academy
- Live chat
- Lack of legal services or advice
- Unclear pricing information
- Potential for limited customization
- Not accredited by the BBB
- Not Nationwide
- Lacks transparency
Credit Glory, founded in 2001, is a privately held credit repair company based in Henderson, Nevada. With a team of 2-10 employees, they offer nationwide services to help individuals improve their credit scores and regain financial freedom. The company specializes in disputing various credit report inaccuracies, including wrong personal information, late payments, collections, charge-offs, and hard inquiries. Credit Glory's process begins with a free credit consultation, during which experts assess the client's situation and explain their services. Once enrolled, clients are assigned a dedicated case manager for personalized assistance. The company leverages its industry experience, including insights from previous work in debt collection, to effectively advocate for clients. While specific pricing information isn't provided in the search results, Credit Glory offers a 90-day money-back guarantee, demonstrating confidence in their services. They claim their average member sees a 120-point increase in their FICO score. The company utilizes various technologies, including Trustpilot and Google Tag Manager, to enhance their service delivery. Credit Glory's commitment to helping clients achieve financial goals and their emphasis on building long-term relationships sets them apart in the credit repair industry.
Credit Monkey, founded in 2007 and headquartered in California, is a certified credit repair company that operates nationwide, offering their services to clients across all 50 states. The company specializes in helping individuals improve their credit scores by disputing negative items on credit reports, including inquiries, bankruptcies, collections, and late payments. Credit Monkey stands out with their unique approach, charging clients only after dispute letters are mailed and providing a 90-day money-back guarantee if no items are disputed. Their services are facilitated through a user-friendly cloud-based platform, allowing clients to monitor their credit repair progress in real-time. Additionally, Credit Monkey offers a Credit Repair Training Academy, equipping clients with the knowledge to maintain a high credit rating. With solid industry credentials, Credit Monkey has received positive feedback, including a 4.7-star rating on Trustpilot and a C rating from the Better Business Bureau. Customers appreciate the company’s efficient processes and supportive customer service, making them an appealing option for those looking to enhance their financial standing.
- BBB Rating : B
- Cancelation Policy : Unknown
- Trustpilot Score : Phone
- Initial Fees : $100
- Money-Back Guarantee : Undisclosed
- Monthly Fee : Undisclosed
- Customer Experience : "True"
- Unlimited Disputes : "True"
- BBB Rating : B+
- Cancelation Policy : Available
- Trustpilot Score : N/R
- Initial Fees : Unavailable
- Money-Back Guarantee : 90 days
- Monthly Fee : Starts at $99 a month
- Customer Experience : "True"
- Service Coverage : Not nationwide
- Accredited by the BBB with A+ rating
- Provides services for victims of identity theft
- 90-day money-back guarantee
- Live Score Client Portal
- $0 enrollment
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)—Undisclosed
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring—Undisclosed
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools—Undisclosed
- Free Consultation—Undisclosed
- Goodwill Letters
- Identity Theft Protection—Undisclosed
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring—Undisclosed
- Creditor & Debt Collector Communication
- Debt Validation—Undisclosed
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools—Undisclosed
- Free Consultation
- Goodwill Letters
- Identity Theft Protection—Undisclosed
- —Undisclosed
- FAQs
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone
- Ticket—Undisclosed
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Ticket—Undisclosed
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
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