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Credit Assistance Network vs Sky Blue

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Pros
  • Discounts
  • Guarantee
Pros
  • 45-day dispute cycle
  • Couples discounts
  • Extensive services
Cons
  • Lack of profile on the BBB
  • Limited and outdated information
Cons
  • Lacks transparency on state coverage
  • Doesn’t provide a mobile application
Summary

Credit Assistance Network, founded in 2015 and headquartered in Fort Lauderdale, Florida, specializes in credit improvement services. The company offers a range of solutions, including credit repair, identity theft protection, and personalized financial education. Their services are designed to help clients understand their credit reports, dispute inaccuracies, and develop strategies to enhance their credit scores. One of the standout features of Credit Assistance Network is their commitment to personalized service. They provide clients with one-on-one action plans developed by certified FICO professionals. They also offer unlimited dispute letters, debt validation letters, and goodwill letters to creditors, ensuring a comprehensive approach to credit repair. Additionally, clients benefit from 24/7 access to a client portal, including credit monitoring at no extra charge, which helps detect potential identity theft. The company is registered and bonded, adding a layer of trust to their operations. While customer feedback highlights the effectiveness of their services, potential clients are encouraged to explore the specifics of their offerings and industry credentials, which position Credit Assistance Network as a notable player in the credit repair industry.

Summary

Sky Blue Credit is a reputable credit repair company based in Boca Raton, Florida that has been helping individuals improve their credit scores since 1989. With a focus on accuracy, efficiency, and personalized service, Sky Blue Credit offers a comprehensive suite of tools and strategies to dispute inaccuracies, optimize credit scores, and rebuild credit. Sky Blue Credit's services include a line-by-line review of credit reports, customized dispute letters, and a 45-day turnaround time for resolving disputed items. They also provide credit rebuilding advice, secured card recommendations, and support for creditor interventions and debt validation. Sky Blue Credit's unique features include a 90-day money-back guarantee and the ability to pause membership if needed. Customer reviews of Sky Blue Credit are generally positive, with a 4.4-star rating out of 5 based on over 470 reviews. The company has a strong industry presence, having helped thousands of customers and maintaining a 3.29-star rating on the Better Business Bureau website. Sky Blue Credit's 35-day dispute cycle is ten days faster than the industry standard, providing quicker client results. Whether you're looking to remove errors, negotiate with creditors, or develop a long-term credit rebuilding plan, Sky Blue Credit is a reputable choice that offers a user-friendly interface and a commitment to customer satisfaction.
 

Quick Stats
  • BBB Rating : A+
  • Cancelation Policy : Free
  • Trustpilot Score : Phone, email, and ticket
  • Initial Fees : None
  • Money-Back Guarantee : Not available
  • Monthly Fee : $49/month
Quick Stats
  • BBB Rating : A+
  • Cancelation Policy : Yes
  • Trustpilot Score : 2.9 out of 5
  • Initial Fees : $79
  • Money-Back Guarantee : 90 days (under specific conditions)
  • Monthly Fee : Starting at $79.00 per month
  • Customer Experience : "True"
  • Unlimited Disputes : True
  • Service Coverage : Undisclosed
Selling Points
  • Nationwide service
  • Free cancellation any time
Selling Points
  • No charge for 6 days
  • 90-day money-back guarantee
Services & Perks
  • Undisclosed
    Cease & Desist Letters
  • Undisclosed
    Compliance with Regulations (FCRA, FDCPA, etc.)
  • Undisclosed
    Credit Building Assistance
  • Undisclosed
    Credit Report Analysis from Credit Bureaus
  • Undisclosed
    Credit Score Monitoring
  • Undisclosed
    Creditor & Debt Collector Communication
  • Undisclosed
    Debt Validation
  • Undisclosed
    Dispute Letters
  • Undisclosed
    FICO-Certified Professionals
  • Undisclosed
    Financial Education Resources/Tools
  • Undisclosed
    Free Consultation
  • Undisclosed
    Goodwill Letters
  • Undisclosed
    Identity Theft Protection
Services & Perks
  • Cease & Desist Letters
  • Compliance with Regulations (FCRA, FDCPA, etc.)
  • Undisclosed
    Credit Building Assistance
  • Credit Report Analysis from Credit Bureaus
  • Credit Score Monitoring
  • Creditor & Debt Collector Communication
  • Debt Validation
  • Dispute Letters
  • FICO-Certified Professionals
  • Financial Education Resources/Tools
  • Free Consultation
  • Goodwill Letters
  • Identity Theft Protection
Customer Support
  • Email
  • Undisclosed
    FAQs
  • Undisclosed
    Help Guides
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket
Payment Options
  • Undisclosed
    Automatic bank drafts (ACH)
  • Undisclosed
    Checks
  • Undisclosed
    Credit/Debit Cards
  • Undisclosed
    Family or Couples Discounts
  • Undisclosed
    PayPal
Payment Options
  • Automatic bank drafts (ACH)
  • Undisclosed
    Checks
  • Credit/Debit Cards
  • Family or Couples Discounts
  • Undisclosed
    PayPal

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