Credit Repair
Top Companies in 2024
AMB Credit Consultants vs Credit Assistance Network
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- Unlimited and advanced disputes
- User-friendly online portal
- Discounts
- Guarantee
- No flexible plans
- Not accredited by the BBB
- They have a cancellation fee
- Lack of profile on the BBB
- Limited and outdated information
AMB Credit Consultants, a Dallas-based credit repair company founded in 2007, has been helping consumers across America improve their credit scores for over a decade. AMB Credit Consultants, led by Arnita Johnson-Hall, who personally overcame credit challenges, offers a personalized "Credit Empowerment Program" that equips clients with the tools and knowledge needed to gain substantial credit leverage and achieve their financial goals. AMB Credit Consultants' services include customized credit solutions, credit report audits, dispute resolution, and ongoing credit education. The company operates on a "no progress, no pay" policy and provides clients with a 180-day money-back guarantee, showcasing their confidence in delivering results. With a team of seasoned experts proficient in credit analysis and dispute resolution, AMB Credit Consultants has garnered positive client feedback and a sterling reputation in the credit repair industry. The company's commitment to transparency is evident through their online client portal, which allows customers to track their credit repair journey in real-time. AMB Credit Consultants empowers individuals to transform their credit and financial lives by disputing errors on credit reports and providing comprehensive credit counseling. The company's mission extends beyond mere credit repair, focusing on instilling good credit decisions for sustained financial health.
Credit Assistance Network, founded in 2015 and headquartered in Fort Lauderdale, Florida, specializes in credit improvement services. The company offers a range of solutions, including credit repair, identity theft protection, and personalized financial education. Their services are designed to help clients understand their credit reports, dispute inaccuracies, and develop strategies to enhance their credit scores. One of the standout features of Credit Assistance Network is their commitment to personalized service. They provide clients with one-on-one action plans developed by certified FICO professionals. They also offer unlimited dispute letters, debt validation letters, and goodwill letters to creditors, ensuring a comprehensive approach to credit repair. Additionally, clients benefit from 24/7 access to a client portal, including credit monitoring at no extra charge, which helps detect potential identity theft. The company is registered and bonded, adding a layer of trust to their operations. While customer feedback highlights the effectiveness of their services, potential clients are encouraged to explore the specifics of their offerings and industry credentials, which position Credit Assistance Network as a notable player in the credit repair industry.
- BBB Rating : C+
- Cancelation Policy : Unknown
- Trustpilot Score : N/R
- Initial Fees : One-time enrollment fee of $149
- Money-Back Guarantee : Not available
- Monthly Fee : Starts at $99 a month
- Unlimited Disputes : "True"
- BBB Rating : A+
- Cancelation Policy : Free
- Trustpilot Score : Phone, email, and ticket
- Initial Fees : None
- Money-Back Guarantee : Not available
- Monthly Fee : $49/month
- Unlimited case reviews upon request
- Unlimited and advanced disputes
- Nationwide service
- Free cancellation any time
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation—Undisclosed
- Dispute Letters—Undisclosed
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools—Undisclosed
- Free Consultation—Undisclosed
- Goodwill Letters—Undisclosed
- Identity Theft Protection—Undisclosed
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)—Undisclosed
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus—Undisclosed
- Credit Score Monitoring—Undisclosed
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation—Undisclosed
- Dispute Letters—Undisclosed
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools—Undisclosed
- Free Consultation—Undisclosed
- Goodwill Letters—Undisclosed
- Identity Theft Protection—Undisclosed
- FAQs
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone
- Ticket
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Phone
- Ticket
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
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