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Allen & Allen, Inc. vs The Credit Pros

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Pros
  • Special discounts
  • Nationwide service availability
  • Credit repair support
Pros
  • Bilingual services available
  • Financial management tools are included with all credit repair packages
  • FICO-certified credit professionals
  • Unlimited disputes
  • 90-day money-back guarantee
  • Mobile and web tools and resources
Cons
  • Lack of transparency
  • Lacks BBB accreditation
Cons
  • High initial and ongoing fees
  • Not available in all states
  • Some fake reviews discovered on Trustpilot
  • No 24/7 phone support
Summary

Allen & Allen Inc. is a well-established credit repair company founded over 37 years ago and headquartered in Pennsylvania. Known for their comprehensive credit restoration services, the company operates nationwide, assisting clients in disputing inaccuracies across all three major credit bureaus. Allen & Allen Inc. is a certified National Association of Credit Services Organizations (NACSO) member, underscoring their commitment to industry standards and ethical practices. One of the standout features of Allen & Allen Inc. is their free credit evaluation, allowing potential clients to assess their credit status before committing to services. Clients benefit from a dedicated credit specialist who guides them through the repair process and provides access to an online client portal for tracking progress. Additionally, the company offers discounts for active military personnel and veterans, making their services more accessible. Allen & Allen Inc. lacks competitors' services, such as legal assistance and extensive online process information. This combination of strengths and areas for improvement makes Allen & Allen Inc. an intriguing option for those seeking credit repair solutions.

Summary

Founded in 2009 and headquartered in West Palm Beach, Florida, The Credit Pros is a leading credit repair company dedicated to helping individuals improve their financial health by navigating the complexities of credit reporting. They specialize in assisting those with low credit scores due to errors, outdated information, or negative marks on their credit reports. The company offers a range of services, including detailed credit analysis, credit disputes, identity theft restoration, budgeting assistance, and credit monitoring, all designed to empower clients to take control of their credit. Leveraging AI-driven services, The Credit Pros employ AI to assess data, identify patterns, and make informed decisions, providing a personalized approach tailored to each client's unique needs. They emphasize transparency in their fee structure and adhere to key regulations such as the FCRA and FDCPA, ensuring ethical and legally sound practices. Despite some customer complaints regarding service results and refunds, they maintain a strong reputation in the industry with an A+ rating from the Better Business Bureau and recognition on the Inc. 5000 list of America’s fastest-growing private companies.

Quick Stats
  • BBB Rating : A+
  • Cancelation Policy : Anytime
  • Trustpilot Score : N/R
  • Initial Fees : Undisclosed
  • Money-Back Guarantee : Not available
  • Monthly Fee : Starts at $85 a month
Quick Stats
  • BBB Rating : A+
  • Cancelation Policy : Cancel anytime with no fees; full refund within 5 days of signing or, if no deletions, within 90 days
  • Trustpilot Score : N/R
  • Initial Fees : $119 to $149
  • Money-Back Guarantee : 90 days (under specific conditions)
  • Monthly Fee : Starting at $69
  • Customer Experience : Good
  • Unlimited Disputes : "True"
  • Service Coverage : 46 states, excluding Maine, Kansas, Minnesota, and Oregon
Selling Points
  • Cancelation available
  • Special discounts
Selling Points
  • A+ BBB rating
  • AI-Driven Credit Repair Program
  • Credit-Builder Tradeline
Services & Perks
  • Undisclosed
    Cease & Desist Letters
  • Undisclosed
    Compliance with Regulations (FCRA, FDCPA, etc.)
  • Undisclosed
    Credit Building Assistance
  • Undisclosed
    Credit Report Analysis from Credit Bureaus
  • Undisclosed
    Credit Score Monitoring
  • Undisclosed
    Creditor & Debt Collector Communication
  • Undisclosed
    Debt Validation
  • Dispute Letters
  • Undisclosed
    FICO-Certified Professionals
  • Undisclosed
    Financial Education Resources/Tools
  • Undisclosed
    Free Consultation
  • Undisclosed
    Goodwill Letters
  • Undisclosed
    Identity Theft Protection
Services & Perks
  • Cease & Desist Letters
  • Compliance with Regulations (FCRA, FDCPA, etc.)
  • Credit Building Assistance
  • Credit Report Analysis from Credit Bureaus
  • Credit Score Monitoring
  • Creditor & Debt Collector Communication
  • Debt Validation
  • Dispute Letters
  • FICO-Certified Professionals
  • Financial Education Resources/Tools
  • Free Consultation
  • Goodwill Letters
  • Identity Theft Protection
Customer Support
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Payment Options
  • Undisclosed
    Automatic bank drafts (ACH)
  • Undisclosed
    Checks
  • Undisclosed
    Credit/Debit Cards
  • Family or Couples Discounts
  • Undisclosed
    PayPal
Payment Options
  • Automatic bank drafts (ACH)
  • Checks
  • Credit/Debit Cards
  • Family or Couples Discounts
  • Undisclosed
    PayPal

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