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Allen & Allen, Inc. vs Credit Firm

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Pros
  • Special discounts
  • Nationwide service availability
  • Credit repair support
Pros
  • Expertise from professional attorneys
  • 5-day free trial
  • 24/7 customer support
  • Online portal access
Cons
  • Lack of transparency
  • Lacks BBB accreditation
Cons
  • Lack of transparency
  • Lack of a mobile app
Summary

Allen & Allen Inc. is a well-established credit repair company founded over 37 years ago and headquartered in Pennsylvania. Known for their comprehensive credit restoration services, the company operates nationwide, assisting clients in disputing inaccuracies across all three major credit bureaus. Allen & Allen Inc. is a certified National Association of Credit Services Organizations (NACSO) member, underscoring their commitment to industry standards and ethical practices. One of the standout features of Allen & Allen Inc. is their free credit evaluation, allowing potential clients to assess their credit status before committing to services. Clients benefit from a dedicated credit specialist who guides them through the repair process and provides access to an online client portal for tracking progress. Additionally, the company offers discounts for active military personnel and veterans, making their services more accessible. Allen & Allen Inc. lacks competitors' services, such as legal assistance and extensive online process information. This combination of strengths and areas for improvement makes Allen & Allen Inc. an intriguing option for those seeking credit repair solutions.

Summary

Credit Firm, established in 1997 and headquartered in the United States, has been a leading player in the credit repair industry for over 25 years. Founded by a team of attorneys specializing in consumer credit and FCRA violations, the firm offers services designed to help clients improve their credit scores and achieve financial stability. Their offerings include comprehensive credit audits, unlimited disputes with credit bureaus, and personalized assistance from dedicated credit consultants. What sets Credit Firm apart is their affordable pricing model. They charge only $49.99 monthly for individuals and $89.99 for couples, with discounts available for military personnel, teachers, first responders, and seniors. The company boasts a strong reputation, holding an A+ rating from the Better Business Bureau and receiving positive customer feedback, with 97% of clients recommending their services. Unique features include 24/7 customer support and access to an online portal, ensuring clients have continuous support throughout their credit repair journey. While Credit Firm cannot guarantee specific results, they emphasize their commitment to utilizing all legal avenues to help clients remove negative information from their credit reports, making them a compelling option for those seeking to enhance their creditworthiness.

Quick Stats
  • BBB Rating : A+
  • Cancelation Policy : Anytime
  • Trustpilot Score : N/R
  • Initial Fees : Undisclosed
  • Money-Back Guarantee : Not available
  • Monthly Fee : Starts at $85 a month
Quick Stats
  • BBB Rating : A
  • Cancelation Policy : Anytime
  • Trustpilot Score : Phone and ticket
  • Initial Fees : None
  • Money-Back Guarantee : Undisclosed
  • Monthly Fee : Starts at $49.99 a month
  • Customer Experience : Good
  • Unlimited Disputes : True
  • Service Coverage : "True"
Selling Points
  • Cancelation available
  • Special discounts
Selling Points
  • Cancel at any time
  • No extra fees
  • Free consultation
Services & Perks
  • Undisclosed
    Cease & Desist Letters
  • Undisclosed
    Compliance with Regulations (FCRA, FDCPA, etc.)
  • Undisclosed
    Credit Building Assistance
  • Undisclosed
    Credit Report Analysis from Credit Bureaus
  • Undisclosed
    Credit Score Monitoring
  • Undisclosed
    Creditor & Debt Collector Communication
  • Undisclosed
    Debt Validation
  • Dispute Letters
  • Undisclosed
    FICO-Certified Professionals
  • Undisclosed
    Financial Education Resources/Tools
  • Undisclosed
    Free Consultation
  • Undisclosed
    Goodwill Letters
  • Undisclosed
    Identity Theft Protection
Services & Perks
  • Undisclosed
    Cease & Desist Letters
  • Undisclosed
    Compliance with Regulations (FCRA, FDCPA, etc.)
  • Undisclosed
    Credit Building Assistance
  • Credit Report Analysis from Credit Bureaus
  • Undisclosed
    Credit Score Monitoring
  • Undisclosed
    Creditor & Debt Collector Communication
  • Undisclosed
    Debt Validation
  • Dispute Letters
  • Undisclosed
    FICO-Certified Professionals
  • Undisclosed
    Financial Education Resources/Tools
  • Free Consultation
  • Goodwill Letters
  • Identity Theft Protection
Customer Support
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Undisclosed
    Email
  • FAQs
  • Help Guides
  • Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket
Payment Options
  • Undisclosed
    Automatic bank drafts (ACH)
  • Undisclosed
    Checks
  • Undisclosed
    Credit/Debit Cards
  • Family or Couples Discounts
  • Undisclosed
    PayPal
Payment Options
  • Undisclosed
    Automatic bank drafts (ACH)
  • Undisclosed
    Checks
  • Undisclosed
    Credit/Debit Cards
  • Family or Couples Discounts
  • Undisclosed
    PayPal

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