Compare between Select Auto Protect and other vendors

Select Auto Protect is a registered business that has been operating since 2020 and does pay claims in some cases. However, they lack BBB accreditation, and negative reviews describe a consistent pattern of claim denials, refund disputes, and poor communication. Whether their contracts deliver reliable value depends heavily on individual circumstances, and prospective buyers should research carefully before purchasing.

To Coverage depends on the plan tier. The Select Silver plan covers the engine, transmission, cooling system, brake system, electrical system, and drive axle. The Select Gold plan adds the steering system and lockout services, while the Select Platinum plan covers all of the above and adds ABS brakes, air conditioning, heating system, fuel system, turbo and supercharger, hi-tech electronics, front and rear suspension, and AWD/4x4 systems. All plans include roadside assistance, rental car reimbursement, trip interruption coverage, and gas refill service. Select Auto Protect does not offer an exclusionary plan; only the components explicitly listed in your contract are covered.

Pricing is not published online and varies based on your vehicle's make, model, year, mileage, and chosen coverage tier. Based on available research and customer reports, total plan costs generally range from $1,000 to $3,000. A $500 first-purchase discount is currently advertised on their website. To get a quote, you will need to call or submit an inquiry form, and a representative will follow up by phone.

Yes. This is one of their most distinctive features. They place no age or mileage restrictions on eligibility, requiring only that the vehicle is in good working condition at the time of purchase. No physical inspection is required: you provide your VIN and current odometer reading to get started.

Yes. A standard 30-day and 1,000-mile waiting period applies to all plans before any claim can be filed. The 30-day money-back guarantee and the waiting period run concurrently, meaning the refund window closes at the same time coverage begins.

A full refund is available if you cancel within the 30-day waiting period with no claims filed. After that window closes, cancellation is subject to a prorated refund, though customer reviews document a significant number of disputes over how that proration is calculated, with many reporting deductions for administrative fees that reduced their refund well below what they expected. If you are considering canceling, send your request to cancel@selectautoprotect.com, follow up by phone, and keep a written record of all correspondence.

Both providers target owners of older and higher-mileage vehicles, but they differ in structure and track record. CarShield operates as a broker working with third-party administrators and offers month-to-month contracts, more plan variety, and coverage up to 300,000 miles in some cases. Select Auto Protect is a direct provider with no age or mileage limits and unlimited claims, but a smaller number of plans and no exclusionary coverage option. CarShield has faced its own regulatory history, including an FTC settlement, though they have since addressed those issues and regained better standing with the BBB than Select Auto Protect currently holds.