Auto Loans
Top Auto Loans Companies in 2024
Jovia vs PNC Bank
Press [Add to Compare] to Edit, Add or Remove Vendors
Pros
- 100% financing
- No prepayment penalties
- NCUA insured
Pros
- Private party loans and lease buyouts available
- No prepayment penalties
- Online shopping
- Great starting interest rate on new cars from dealers
Cons
- Has late payment fees
- Only finances personal use vehicles
- Membership is required
- Online application portal is broken
Cons
- Autopay discount only available to PNC customers
- No financing for vehicles over eight years old
- Doesn’t disclose fees
Selling Points
- 100% financing
- No prepayment penalties
- NCUA insured
Selling Points
- Private party loans and lease buyouts available
- No prepayment penalties
- Online shopping
Available Car Options
- Used—Undisclosed
Available Car Options
- Used—Undisclosed
Customer Support
- Articles and Videos
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat—Undisclosed
- Phone—Undisclosed
- Phone Support
Customer Support
- Articles and Videos
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat—Undisclosed
- Phone—Undisclosed
- Phone Support
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Eligibility (Credit Score)
- Accepts all Credit Types—Undisclosed
- Doesn't Cover Bad Credit
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application
- Requires Minimum Credit Score
- Test Drive
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application—Undisclosed
- Requires Minimum Credit Score
- Test Drive—Undisclosed
Money-Back Guarantee
- Yes—Undisclosed
Money-Back Guarantee
- Yes—Undisclosed
Multiple Financing Options
- Lease Buyout—Undisclosed
- New Auto
- Private Party—Undisclosed
- Refinance
- Used Auto
Multiple Financing Options
- Lease Buyout—Undisclosed
- New Auto
- Private Party
- Refinance
- Used Auto
Payment Options
- Automatic Payments (ACH Transactions)
- Cash—Undisclosed
- Cash Payments—Undisclosed
- Debit or Credit cards
- Mailed Payments—Undisclosed
- Major Credit Cards—Undisclosed
Payment Options
- Automatic Payments (ACH Transactions)
- Cash—Undisclosed
- Cash Payments
- Debit or Credit cards
- Mailed Payments—Undisclosed
- Major Credit Cards—Undisclosed
Protection
- Extended Warranty
- GAP Insurance
- Limited Warranty—Undisclosed
- Return Policy—Undisclosed
Protection
- Extended Warranty—Undisclosed
- GAP Insurance—Undisclosed
- Limited Warranty—Undisclosed
- Return Policy—Undisclosed