Auto Loans
Top Auto Loans Companies in 2024
Auto Approve vs Auto Credit Express vs CapitalOne vs CarsDirect vs More...
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Pros
- Assigns a dedicated consultant to find the best loan
- High customer review scores
- Low rates for customers with good credit scores
Pros
- BBB accreditation with A+ rating
- Connections with subprime dealerships and lenders
- Credit rebuilding tools
Pros
- Doesn’t require a minimum credit score
- Allows co-applicants
- CapitalOne prequalification doesn’t affect credit score
- Cars’ ages not older than 12 years
Pros
- Doesn’t require a minimum credit score
- 60-second loan request process
- No obligations or fees for loan requests
- Wide range of new and used cars
Pros
- Doesn’t require a minimum credit score
- Prequalification is valid for 45 days, giving the borrower enough time to decide
- Carvana prequalification doesn’t affect credit score
- Used cars are in great condition and meet Carvana’s high standards
- Cars delivered as soon as the next day
Pros
- Accepts co-signers or co-borrower
- Free Auto Check History Report
- 99.9% approval odds
- 30-day or 1,500 miles limited warranty
- Financing options for poor credit score
- 5-day money-back guarantee
- 30-day, 1,500-mile warranty
- 99% approval odds
- A+ BBB rating and accreditation
Pros
- Multiple Loan Offers
- National Lender Network
- Bad Credit Is OK
- Loan Calculators
Pros
- 90-day preapproval period
- Allow co-applicants
- Offer discounts for active-duty and retired military members
- Offer financing for leisure vehicles
Pros
- Doesn't require a minimum credit score
- Offers secured and unsecured personal loans
- OneMain prequalification doesn't affect credit score
- Offers small loan amounts
- Loans can be received in the same day if approved by noon
Pros
- Private party loans and lease buyouts available
- No prepayment penalties
- Online shopping
- Great starting interest rate on new cars from dealers
Cons
- Only offers auto loan refinancing and lease buyouts, not new auto loans
- Some complaints about poor communication
Cons
- Only a broker
Cons
- The interest rate can get high for a low credit score
- Monthly income not less than $1500
- Not available in every state
Cons
- The interest rate can get high for a low credit score
- Deals with 3rd party dealers
- No general warranty or protection is available on cars, each to its make and model
Cons
- Requires no current bankruptcies
- Monthly income must be $833 or above
- The interest rate can get high for poor credit score
- Vehicle selection is limited to Carvana’s own inventory of used vehicles
Cons
- High interest rates
- The website lacks a loan calculator
- High interest rates
- No loan calculator tool
Cons
- Phone Calls From Lenders
- Must Provide Personal Info
- Loan Rates Depend On Lender
Cons
- Narrow membership eligibility
- Previous CFPB action
- Mixed customer reviews
Cons
- Charges origination fee
- Interest rates are higher than other lenders
- Large loan amounts require a lien on an automobile
Cons
- Autopay discount only available to PNC customers
- No financing for vehicles over eight years old
- Doesn’t disclose fees
Selling Points
- Assigns a dedicated consultant to find the best loan
- High customer review scores
- Low rates for customers with good credit scores
Selling Points
- BBB accreditation with A+ rating
- Connections with subprime dealerships and lenders
- Credit rebuilding tools
Selling Points
- Offers personal loans and auto loans
- No minimum credit score required
- Allows co-applicants
Selling Points
- No minimum credit score required
- Connects you with the best lenders for you
- No request fees or obligations
Selling Points
- Extensive inventory with more than 20,000 vehicles to choose from
- Flexible and multiple financing options
- Doesn't require minimum credit score
Selling Points
- 99.9% approval odds
- Free auto check history
- Fast processing
- 5-day money-back guarantee
- 30-day, 1,500-mile warranty
Selling Points
- Multiple loan offers
- National Lender Network
- Bad Credit Is OK
- Loan Calculators
Selling Points
- Competitive rates
- Direct deposit discount
- Refinance cash back
- Overseas auto-buying program
Selling Points
- Offers small loan amounts
- No minimum credit score required
- Customized personal loans
Selling Points
- Private party loans and lease buyouts available
- No prepayment penalties
- Online shopping