Auto Loans
Top Companies in 2024
Auto Approve vs Auto Credit Express
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- Online quote and calculator tools
- Pre-qualification with a soft credit check
- Added coverage and protection option
- 12 to 84-month loan terms
- 45-day payment-free period
- Flexible approval requirements
- Tools and resources
- Not a direct lender
- No new or used car loan options
- Lender partner network not disclosed
- Lack of transparency regarding loan details
- Limited to dealers within the ACE network
- Higher rates with subprime or BHPH lenders
- Potential for hard credit check
- Social Security number required for application
Auto Approve, established in 2016 and based in North Plymouth, Minnesota, offers auto loan refinancing and lease buyout services. They aim to streamline the process for customers looking to reduce monthly payments or purchase their leased vehicles. Serving a variety of vehicles, including cars, trucks, motorcycles, and RVs, Auto Approve partners with a network of lenders to provide refinancing options tailored to individual needs. A key feature of their service is the online application process, which allows for pre-qualification without requiring a Social Security number. They also offer optional GAP insurance to protect against vehicle depreciation. While some customers appreciate the efficiency and flexibility, others have noted concerns with communication during the process. Auto Approve holds an A+ rating from the Better Business Bureau (BBB), reflecting their commitment to resolving customer issues. If you’re interested in exploring how their services could meet your refinancing needs, take a closer look at the full review for more insights into their offerings and customer experiences.
Auto Credit Express is a well-established auto loan broker headquartered in Auburn Hills, Michigan, with over 20 years of experience in the industry since their founding in 1999. The company connects customers with lenders and dealerships, particularly those with challenging credit histories. Auto Credit Express offers a diverse range of loan products, including vehicle purchase loans, leasing options, refinancing, and cash-out refinancing, catering to individuals with bad credit, no credit, or those who have experienced bankruptcy. One of Auto Credit Express's unique features is their extensive network of over 1,500 car dealerships and lenders across the US and Canada. Despite some mixed feedback regarding customer service and the potential for hard credit inquiries, Auto Credit Express remains a valuable resource for individuals seeking auto financing with less-than-ideal credit profiles. Auto Credit Express presents a compelling solution worth further investigation for those exploring their auto loan options.
- Loan Terms : 12 to 84 months
- Minimum Accepted Credit Score : Undisclosed
- APR : Undisclosed
- BBB Rating : A+
- Loan Terms : Undisclosed
- Minimum Accepted Credit Score : Undisclosed
- APR : Undisclosed
- BBB Rating : A+
- Social Security number not required for a quote
- 90-day payment deferral available
- Co-signers permitted
- Auto lease purchasing
- Credit rebuilding tools
- Special rates for military members
- Lease Buyout
- Loan Refinancing
- New Vehicle
- Private Party—Undisclosed
- Used Vehicle
- Lease Buyout
- Loan Refinancing
- New Vehicle
- Private Party—Undisclosed
- Used Vehicle
- Extended Warranty
- GAP Insurance
- Limited Warranty
- Mobile Application
- Online Account Management
- Return Policy
- Extended Warranty—Undisclosed
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- Limited Warranty—Undisclosed
- Mobile Application
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- Income—Undisclosed
- Minimum Credit Score—Undisclosed
- Pre-qualification With Soft Check
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- Income
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- Pre-qualification With Soft Check—Undisclosed
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- Prepayment Penalties
- Title Transfer Fee
- Upfront or Application Fees
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- Cash—Undisclosed
- Check—Undisclosed
- Debit or Credit Cards
- In-Person Payments—Undisclosed
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- Phone Payments
- Automatic Payments—Undisclosed
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- Check—Undisclosed
- Debit or Credit Cards—Undisclosed
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- Live Chat
- Phone
- Articles and Videos
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