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They help provide debt settlement services in 47 US states in total, excluding Iowa, Maine, and Oregon.

Yes, New Era Debt Solutions is a respected company with a history dating back to 1999. They hold certifications from the IAPDA and have been accredited by the BBB since 2001. Their reputation among customers on review platforms speaks to their high customer satisfaction level.

No, New Era Debt Solutions does not stipulate any minimum or maximum credit card balance criteria for enrollment.

As stated on their website, only a small percentage—6%—of their clients encounter such actions. In cases where legal steps were needed, 1% of client accounts were subject to significant measures like liens or wage garnishments.

Yes, it's possible to receive collection calls from your bank after enrolling in services with New Era Debt Solutions. This is common during the debt charge-off process for institutions.

The gap between your debt and the settled amount is considered income by the IRS. While there are exceptions, they usually do not apply to consumer debt.

Using any debt settlement program, including those offered by New Era Debt Solution, is likely to negatively affect your credit score for several years to come. Given that payments are halted during negotiations, any missed payments and collections accounts will be reported, thus lowering your score.