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It is absolutely free to sign up for National Debt Relief and they offer their consultation services for free as well.

National Debt Relief programs work with most kinds of unsecured debt. Some of the debts that they can help you settle include: Credit card debt Store credit Payday loans Standard unsecured bank loans Private student loans If you want to learn more about what debts do and don't qualify, you can go to their debt qualification page on their website.

You can save up to 50% of the amount you owe your creditors.

Yes, debt negotiation will negatively affect your credit temporarily and it can be improved after you have completed the program and you are debt-free.

Yes, you can negotiate with your creditors yourself and save yourself an extra 18-25% off your debt. Their fee is 15-25% of the debt amount depending on the state they live in and the amount of debt they have.

It depends on how quickly you can build up your settlement funds and save for the settlement offers. The program length varies between 24-48 months, the faster you can save, the quicker you can get out of debt.

No, you will not be able to use your credit cards that are enrolled in the program.

Yes, If NDR is unable to settle your debt or if you are unsatisfied for any reason up to the point of them settling your debts, you can cancel anytime without any penalties or fees! If NDR is not able to settle any of your accounts, you don’t pay them.