Debt Relief
Top Debt Relief Companies in 2024
Pacific Debt vs Accredited Debt Relief
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Pros
- Free consultation
- Excellent user reviews
- No upfront fees
- Accepts all credit types
Pros
- Negotiates significant debt reductions
- BBB-accredited with A+ rating
- Free consultation and no upfront fees
- Settles debt in as little as 24-48 months
Cons
- Requires minimum debt of at least $10,000
- No mobile application
- Not available in every state
Cons
- Fees can be as high as 25% of total enrolled debt
- Only available in 34 states
- $10,000 minimum debt requirement
- No mobile app
Quick Stats
- Credit Score Impact : False
- Average Net Savings : Unknown
- BBB Rating : A+
- Fees : 15% - 25%
- Timeframe : 24-84 Months
Quick Stats
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : Up to 45-50% of debt, before fees
- BBB Rating : A+
- Fees : 15% - 25% of total enrolled debt
- Timeframe : 24-48 months
- Trustpilot Score : 4.8 out of 5
- Customer Experience : Excellent
Selling Points
- Accepts all credit types
- Free consultation
- Great customer service
Selling Points
- No upfront fees and no obligation
- Free consultation and savings estimate
- Get out of debt without bankruptcy
- Company website offers substantial information on debt settlement
Services Offered
- Bankruptcy Counseling—Undisclosed
- Consolidation Loans—Undisclosed
- Credit Card Debt Relief
- Credit Counseling—Undisclosed
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing—Undisclosed
Services Offered
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing—Undisclosed
Types of Debt Covered
- Collection Accounts—Undisclosed
- Credit Card Debt—Undisclosed
- Medical Bills—Undisclosed
- Personal Loans—Undisclosed
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts—Undisclosed
Types of Debt Covered
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts
Payment Options
- Cash—Undisclosed
- Escrow/Savings Bank Account—Undisclosed
Payment Options
- Cash—Undisclosed
- Escrow/Savings Bank Account
Customer Support
- In Office—Undisclosed
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Phone
- Ticket—Undisclosed
Customer Support
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
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