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New Era Debt Solutions vs The Credit Pros

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Pros
  • No upfront settlement fees
  • Free consultation
  • IAPDA-accredited & BBB-accredited with A+ rating
  • Transparent fee structure
  • Settles debt in as little as 28 months
Pros
  • 90-day money-back guarantee
  • Free consultation
  • No upfront fees
  • User-friendly mobile app
Cons
  • No guarantee of settlement
  • Not available in all states
  • Solutions limited to debt settlement
  • Limited support hours
  • No mobile app
Cons
  • Debt relief fees not disclosed
  • No IAPDA accreditation
  • Not available nation-wide
Summary

For the last 25 years, New Era Debt Solutions has helped many people, especially families, lighten their financial burdens by settling their debt in an average of just over two years. They follow a personalized approach, pairing you with dedicated debt relief specialists who negotiate with your creditors to significantly reduce your obligations. The company has scored an A+ rating from the Better Business Bureau (BBB) and is accredited by the International Association of Professional Debt Arbitrators (IAPDA). They have a reputation for boasting trust and transparency with clients, for whom they settled over $275 million in debt across 47 states.

Summary

The Credit Pros, founded in 2009 and based in West Palm Beach, Florida, promises to help you and millions of others in need of debt relief and credit management through their many services that include debt consolidation, budgeting assisting, access to credit-builder loans, providing credit reporting, identity theft protection, and much more. Customer experiences relating to them highlight the expertise and support provided by their team, although some have reported issues with communication and transparency. The company holds an A+ rating from the Better Business Bureau (BBB) and certifications from the National Association of Credit Services Organizations (NACSO), despite lacking accreditation from the International Association of Professional Debt Arbitrators (IAPDA).

Quick Stats
  • Credit Score Impact : Program may lower credit score
  • Average Net Savings : Around 47.77%, before fees
  • BBB Rating : A+
  • Fees : 14% to 23% of debt settled
  • Timeframe : 28 months on average
  • Trustpilot Score : 5 out of 5
  • Customer Experience : Excellent
Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Undisclosed
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : 24 to 48 months
  • Money-Back Guarantee : True
  • Trustpilot Score : N/R
  • Customer Experience : Fair
Selling Points
  • Relatively low debt settlement timeframe
  • Offers Rapid Resolution Program (RRP)
  • Has flexible payment options
Selling Points
  • AI-powered platform
  • Performance-based fees
  • Spam-caller hotline
Services Offered
  • Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Undisclosed
    Credit Counseling
  • Undisclosed
    Debt Consolidation
  • Undisclosed
    Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Undisclosed
    Personal Loans
  • Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Undisclosed
    Ticket
Customer Support
  • Email
  • Undisclosed
    In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket

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