Debt Relief
Top Debt Relief Companies in 2024
New Era vs InCharge Debt Solutions
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Pros
- No upfront settlement fees
- Relatively low monthly deposit
- Reduced interest rate and debt balance
- BBB A+ accredited business since 2001
- Available in 43 different states
- Savings calculator is available to know how much it will take to pay off your actual debt
Pros
- Free credit counseling with certified credit counselors
- Free educational materials on the website on a wide scope of financial topics
- No minimum credit amount required
- Online client portal that lets customers track their repayments and payoff process progress
- Responsive and excellent customer support
- Has a BBB A+ rating and a membership with the Natural Foundation for Credit Counseling (NFCC)
Cons
- Limited customer support options
- Potential litigation and hits to credit score
Cons
- No money-back guarantee
- The website doesn't state transparent criteria and requirements
Quick Stats
- Credit Score Impact : False
- Average Net Savings : Between 36% and 40% after fees
- BBB Rating : A+
- Fees : 16% to 20% of enrolled debt
- Timeframe : 24 to 48 months
Quick Stats
- Credit Score Impact : False
- Average Net Savings : 30%-50%
- BBB Rating : A+
- Fees : Average of $33 per month, plus the setup fees
- Timeframe : 3-5 years
Selling Points
- No upfront settlement fees
- Relatively low monthly deposit
- Reduced interest rate and debt balance
Selling Points
- Free credit counseling with certified credit counselors
- Free educational materials on the website on a wide scope of financial topics
- Online client portal that lets customers track their repayments and payoff process progress
Services Offered
- Bankruptcy Counseling—Undisclosed
- Consolidation Loans—Undisclosed
- Credit Card Debt Relief
- Credit Counseling—Undisclosed
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing—Undisclosed
Services Offered
- Bankruptcy Counseling—Undisclosed
- Consolidation Loans—Undisclosed
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing—Undisclosed
Types of Debt Covered
- Collection Accounts—Undisclosed
- Credit Card Debt—Undisclosed
- Medical Bills—Undisclosed
- Personal Loans—Undisclosed
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts—Undisclosed
Types of Debt Covered
- Collection Accounts—Undisclosed
- Credit Card Debt—Undisclosed
- Medical Bills—Undisclosed
- Personal Loans—Undisclosed
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts—Undisclosed
Payment Options
- Cash—Undisclosed
- Escrow/Savings Bank Account
Payment Options
- Cash—Undisclosed
- Escrow/Savings Bank Account
Customer Support
- In Office—Undisclosed
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Phone
- Ticket—Undisclosed
Customer Support
- In Office—Undisclosed
- Live Chat—Undisclosed
- Mobile Application
- Phone
- Ticket—Undisclosed
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