Debt Relief
Top Companies in 2024
National Debt Relief vs The Credit Pros
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- No upfront fees
- Lower minimum debt requirement
- A+ BBB rating
- 90-day money-back guarantee
- Free consultation
- No upfront fees
- User-friendly mobile app
- Additional fees not disclosed
- Not available in all states
- No mobile app
- Debt relief fees not disclosed
- No IAPDA accreditation
- Not available nation-wide
Founded in 2009 in New York, National Debt Relief has become a leading name in debt settlement, known for their compassionate approach and remarkable track record. They offer free consultations and work tirelessly to negotiate significant reductions in unsecured debts, having settled over $1 billion for more than 500,000 clients. National Debt Relief's commitment to excellence is reflected in their A+ rating from the Better Business Bureau (BBB) and accreditation by the American Association for Debt Resolution (AADR). Their website provides extensive resources and educational materials to help you make informed financial decisions. To know more, read the full review.
The Credit Pros, founded in 2009 and based in West Palm Beach, Florida, promises to help you and millions of others in need of debt relief and credit management through their many services that include debt consolidation, budgeting assisting, access to credit-builder loans, providing credit reporting, identity theft protection, and much more. Customer experiences relating to them highlight the expertise and support provided by their team, although some have reported issues with communication and transparency. The company holds an A+ rating from the Better Business Bureau (BBB) and certifications from the National Association of Credit Services Organizations (NACSO), despite lacking accreditation from the International Association of Professional Debt Arbitrators (IAPDA).
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : 30%-50%
- BBB Rating : A+
- Fees : 15%-25% of total enrolled debt
- Timeframe : 24-48 months
- Money-Back Guarantee : False
- Trustpilot Score : 4.7 out of 5
- Customer Experience : Excellent
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : Undisclosed
- BBB Rating : A+
- Fees : Undisclosed
- Timeframe : 24 to 48 months
- Money-Back Guarantee : True
- Trustpilot Score : N/R
- Customer Experience : Fair
- Lower fees range
- Lower debt minimum requirement
- Large amount of debt settled
- Large network of creditor relationships
- Provides “satisfaction guarantee”
- AI-powered platform
- Performance-based fees
- Spam-caller hotline
- Bankruptcy Counseling—Undisclosed
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket—Undisclosed
- In Office—Undisclosed
- Live Chat
- Mobile Application
- Phone
- Ticket
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