Debt Relief
Top Companies in 2024
Debt Rx vs The Credit Pros
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- BBB accreditation with an A+ rating
- No upfront charges
- Tailored customer assistance
- 90-day money-back guarantee
- Free consultation
- No upfront fees
- User-friendly mobile app
- High minimum debt required
- Not available in all 50 states
- Absence of clear information
- Potential negative impact on credit score
- Debt relief fees not disclosed
- No IAPDA accreditation
- Not available nation-wide
Debt Rx, founded in 1999 and headquartered in Frederick, Maryland, offers personalized debt relief solutions for individuals facing overwhelming financial burdens. With a particular focus on engaging in negotiations with creditors to mitigate unsecured debt, their services extend to credit card debt, medical expenses, personal loans, and various other financial obligations. Debt Rx has established commendable standing and professionalism with an A+ rating from the BBB and IAPDA accreditation. Their experience of more than two decades further supports this. Their customers value their individualized strategy, straightforward communication, and commitment to assisting them in re-establishing their financial stability. The commitment of Debt Rx to providing effective debt settlement and negotiation services without requesting upfront payment enables people to receive relief without creating any initial financial obligations. Debt Rx provides individuals dealing with escalating debt or aspiring to attain financial autonomy with a dependable companion along the trajectory toward financial freedom.
The Credit Pros, founded in 2009 and based in West Palm Beach, Florida, promises to help you and millions of others in need of debt relief and credit management through their many services that include debt consolidation, budgeting assisting, access to credit-builder loans, providing credit reporting, identity theft protection, and much more. Customer experiences relating to them highlight the expertise and support provided by their team, although some have reported issues with communication and transparency. The company holds an A+ rating from the Better Business Bureau (BBB) and certifications from the National Association of Credit Services Organizations (NACSO), despite lacking accreditation from the International Association of Professional Debt Arbitrators (IAPDA).
- Credit Score Impact : May impact your credit score
- Average Net Savings : Up to 50% before fees
- BBB Rating : A+
- Fees : Undisclosed
- Timeframe : 24-48 months
- Trustpilot Score : 4.8 out of 5
- Customer Experience : Good
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : Undisclosed
- BBB Rating : A+
- Fees : Undisclosed
- Timeframe : 24 to 48 months
- Money-Back Guarantee : True
- Trustpilot Score : N/R
- Customer Experience : Fair
- No examination of credit history required
- Legal expense plan
- Provides a free consultation
- AI-powered platform
- Performance-based fees
- Spam-caller hotline
- Bankruptcy Counseling
- Consolidation Loans—Undisclosed
- Credit Card Debt Relief
- Credit Counseling—Undisclosed
- Debt Consolidation—Undisclosed
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing—Undisclosed
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Cash—Undisclosed
- Escrow/Savings Bank Account
- Major Credit Cards—Undisclosed
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- In Office—Undisclosed
- Live Chat
- Mobile Application
- Phone
- Ticket
- In Office—Undisclosed
- Live Chat
- Mobile Application
- Phone
- Ticket
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