trusted formCreditAssociates vs Fast Track Debt Relief | Several.com
Although we earn commissions from partners, we ensure unbiased evaluations. More on our 'How We Work' page

CreditAssociates vs Fast Track Debt Relief

Press [Add to Compare] to Edit, Add or Remove Vendors

Pros
  • No upfront fees and free consultation
  • Performance-based fees
  • Money-back guarantee
  • Certified by AFCC, AFCC, and IAPDA
  • 24/7 online access
Pros
  • Free evaluation and consultation
  • A+ BBB rating
  • Certified debt specialists
Cons
  • Services not available in all states
  • Lack of clarity about requirements
  • Must prove financial hardship to qualify for the program
  • Limited debt relief options
Cons
  • Doesn't disclose the fees
  • Limited accreditation
  • Limited state availability
Summary

Since its foundation in 2007 in Dallas, Texas, CreditAssociates has been serving debt-ridden Americans across 44 states to settle their balances by half. Their specialty is personalizing debt-relief solutions, starting with a free consultation followed by creditors' negotiations and debt settlement, all while charging no upfront fees and utilizing a performance-based fee structure. Their efficient debt settlement process typically spans 24 to 36 months, faster than industry norms, underscored by accreditation from the American Fair Credit Council (AFCC), certification from the International Association of Professional Debt Arbitrators (IAPDA), and an A+ rating from the Better Business Bureau (BBB). Explore this CreditAssociates’ review and discover whether they can help you navigate your financial hardship!

Summary

Fast Track Debt Relief, established in Fort Lauderdale, Florida, has been helping individuals navigate financial hardships with their debt relief services since 1998. They offer debt consultation, settlement, consolidation, and debt consolidation loans specifically designed for people with a minimum debt of $10,000. Their impressive savings rate, often reducing debt by up to 40%, showcases their negotiation prowess. They are accredited by the International Association of Professional Debt Arbitrators (IAPDA) and hold an A+ rating from BBB. Customer feedback highlights their effective settlements and the professionalism of their staff, although some have mentioned concerns about transparency and communication. To learn more about their offerings, customer experiences, and how they compare to other providers, read the full review.

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Up to 50%
  • BBB Rating : A+
  • Fees : 22-25% of total enrolled debt
  • Timeframe : 24 to 36 months
  • Money-Back Guarantee : "True"
  • Trustpilot Score : 4.9 out of 5
  • Customer Experience : Good
Quick Stats
  • Credit Score Impact : False
  • Average Net Savings : 60%, before fees
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : Undisclosed
  • Money-Back Guarantee : False
  • Trustpilot Score : 4.3 out of 5
  • Customer Experience : Good
Selling Points
  • Apple and Android mobile app
  • Lower-than-average debt settlement time
  • Relatively low minimum debt requirement
  • High promised discount rate
Selling Points
  • Offers debt consolidation loans
  • Long industry presence
  • High savings rate of 60% or more
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Undisclosed
    Debt Consolidation
  • Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Customer Support
  • Email
  • In Office
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket

Save Big on Debt Relief

Fill out a quick form to claim special offers on Debt Relief

image