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Cred Advantage vs Greenwise

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Pros
  • Free consultation
  • Educational resources
  • Varied customer support options
Pros
  • No upfront fees
  • A+ rating from BBB
  • Free consultation
Cons
  • Lack of fee transparency
  • Unclear service details
  • Lack of industry accreditations
Cons
  • Lack of transparency on fees & services
  • High-end program fees
  • No mobile app
Summary

Founded in 2024 and headquartered in Newport Beach, California, Cred Advantage offers a range of debt relief services aimed at helping individuals and families achieve financial stability. Their offerings include debt relief options, debt consultation, credit report reviews, debt negotiation, and access to educational resources via Cred Adv University. While they emphasize personalized financial education and support, they lack accreditation from major industry organizations such as the Better Business Bureau (BBB) and the American Fair Credit Council (AFCC). Customer feedback is sparse, with no reviews available on prominent platforms, which may raise questions about their service quality. Interested in how they stack up? Dive into our full review for a comprehensive look at their services, pricing, advantages, and limitations.

Summary

Founded in 2017 and headquartered in Boca Raton, Florida, Greenwise Debt Relief manages unsecured debt and offers personalized debt negotiation and settlement services designed to meet their client’s unique financial needs. What sets them apart is their accessible minimum debt requirement of $5,000 and the potential to complete their program in as little as 12 months. They hold accreditations from the American Fair Credit Council (AFCC) and the American Association for Debt Resolution (AADR). Their customers often praise their dedicated and intuitive customer service team. However, some areas for improvement include transparency around fees and the states in which they operate. To know for yourself whether Greenwise Debt Relief can help you regain financial control, explore this review.

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Undisclosed
  • BBB Rating : N/R
  • Fees : Undisclosed
  • Timeframe : Undisclosed
  • Trustpilot Score : N/R
  • Customer Experience : Unavailable
Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : 50% before fees
  • BBB Rating : A+
  • Fees : 18%-25% of the enrolled debt
  • Timeframe : 24-48 months
  • Trustpilot Score : 4.3 out of 5
  • Customer Experience : Excellent
Selling Points
  • Flexible support hours
  • Large set of educational resources
  • Detailed credit review
Selling Points
  • Accepts unsecure loans from $5000
  • No upfront fees
  • Excellent customer reviews
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Undisclosed
    Credit Counseling
  • Undisclosed
    Debt Consolidation
  • Undisclosed
    Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Undisclosed
    Debt Settlement
  • Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Undisclosed
    Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket

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