Debt Relief
Top Companies in 2024
Cred Advantage vs Debt Rx
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- Free consultation
- Educational resources
- Varied customer support options
- BBB accreditation with an A+ rating
- No upfront charges
- Tailored customer assistance
- Lack of fee transparency
- Unclear service details
- Lack of industry accreditations
- High minimum debt required
- Not available in all 50 states
- Absence of clear information
- Potential negative impact on credit score
Founded in 2024 and headquartered in Newport Beach, California, Cred Advantage offers a range of debt relief services aimed at helping individuals and families achieve financial stability. Their offerings include debt relief options, debt consultation, credit report reviews, debt negotiation, and access to educational resources via Cred Adv University. While they emphasize personalized financial education and support, they lack accreditation from major industry organizations such as the Better Business Bureau (BBB) and the American Fair Credit Council (AFCC). Customer feedback is sparse, with no reviews available on prominent platforms, which may raise questions about their service quality. Interested in how they stack up? Dive into our full review for a comprehensive look at their services, pricing, advantages, and limitations.
Debt Rx, founded in 1999 and headquartered in Frederick, Maryland, offers personalized debt relief solutions for individuals facing overwhelming financial burdens. With a particular focus on engaging in negotiations with creditors to mitigate unsecured debt, their services extend to credit card debt, medical expenses, personal loans, and various other financial obligations. Debt Rx has established commendable standing and professionalism with an A+ rating from the BBB and IAPDA accreditation. Their experience of more than two decades further supports this. Their customers value their individualized strategy, straightforward communication, and commitment to assisting them in re-establishing their financial stability. The commitment of Debt Rx to providing effective debt settlement and negotiation services without requesting upfront payment enables people to receive relief without creating any initial financial obligations. Debt Rx provides individuals dealing with escalating debt or aspiring to attain financial autonomy with a dependable companion along the trajectory toward financial freedom.
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : Undisclosed
- BBB Rating : N/R
- Fees : Undisclosed
- Timeframe : Undisclosed
- Trustpilot Score : N/R
- Customer Experience : Unavailable
- Credit Score Impact : May impact your credit score
- Average Net Savings : Up to 50% before fees
- BBB Rating : A+
- Fees : Undisclosed
- Timeframe : 24-48 months
- Trustpilot Score : 4.8 out of 5
- Customer Experience : Good
- Flexible support hours
- Large set of educational resources
- Detailed credit review
- No examination of credit history required
- Legal expense plan
- Provides a free consultation
- Bankruptcy Counseling—Undisclosed
- Consolidation Loans—Undisclosed
- Credit Card Debt Relief
- Credit Counseling—Undisclosed
- Debt Consolidation—Undisclosed
- Debt Counseling—Undisclosed
- Debt Management Plans—Undisclosed
- Debt Settlement—Undisclosed
- Loan Refinancing
- Bankruptcy Counseling
- Consolidation Loans—Undisclosed
- Credit Card Debt Relief
- Credit Counseling—Undisclosed
- Debt Consolidation—Undisclosed
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing—Undisclosed
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills
- Personal Loans—Undisclosed
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- Cash—Undisclosed
- Escrow/Savings Bank Account
- Major Credit Cards—Undisclosed
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
- In Office—Undisclosed
- Live Chat
- Mobile Application
- Phone
- Ticket
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