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ClearOne Advantage vs The Credit Pros

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Pros
  • No upfront fees
  • Free consultation with a personal debt specialist
  • The application process will not impact credit scores
  • Mobile app
Pros
  • 90-day money-back guarantee
  • Free consultation
  • No upfront fees
  • User-friendly mobile app
Cons
  • You have to have a minimum of $10,000 in credit card debt
  • Only works with customers who have unsecured debt
  • Only available in select states
  • They send your info to other similar services
Cons
  • Debt relief fees not disclosed
  • No IAPDA accreditation
  • Not available nation-wide
Summary

ClearOne Advantage is a debt relief services company, founded in 2008, that aims to help individuals become debt-free. They offer personalized settlement programs and expert guidance throughout the settlement process. They negotiate with creditors to reduce the amount you owe and provide ongoing support and guidance to help you pay off your unsecured debts within 24 to 60 months. ClearOne Advantage does not guarantee credit score improvement, and it's important to note that debt settlement programs may harm your credit score. Over time, they have won some accolades, including being on the Inc. 5,000 list and named Selling Power's "Best Company to Sell For." They are a member of the CDRI and follow their code of ethics. They will work with you to create a personalized plan that fits your budget and don't charge upfront fees, and you can track your progress with them through their online portal. They have generally good reviews but are not available in all states.

Summary

The Credit Pros, founded in 2009 and based in West Palm Beach, Florida, promises to help you and millions of others in need of debt relief and credit management through their many services that include debt consolidation, budgeting assisting, access to credit-builder loans, providing credit reporting, identity theft protection, and much more. Customer experiences relating to them highlight the expertise and support provided by their team, although some have reported issues with communication and transparency. The company holds an A+ rating from the Better Business Bureau (BBB) and certifications from the National Association of Credit Services Organizations (NACSO), despite lacking accreditation from the International Association of Professional Debt Arbitrators (IAPDA).

Quick Stats
  • Credit Score Impact : May impact your credit score
  • Average Net Savings : Up to 50% before fees
  • Fees : Undisclosed
  • Timeframe : 24 to 60 months for qualified debt
  • Money-Back Guarantee : True
  • Trustpilot Score : 4.9 out of 5
  • Customer Experience : Good
Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Undisclosed
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : 24 to 48 months
  • Money-Back Guarantee : True
  • Trustpilot Score : N/R
  • Customer Experience : Fair
Selling Points
  • Free, no-obligation consultation
  • Get a plan tailored to your specific financial needs
  • Get a free debt analysis to help you understand your options
Selling Points
  • AI-powered platform
  • Performance-based fees
  • Spam-caller hotline
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • Undisclosed
    In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket

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