ClearOne Advantage vs National Debt Relief

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Pros

• No upfront fees
• Free consultation with a personal debt specialist
• The application process will not impact credit scores
• Mobile app

Pros

• No upfront settlement fees
• Free consultation can help you compare your options
• Highly rated by the Better Business Bureau (A+)
• Puts a stop to debt collection calls
• Eliminate up to 50% of debt

Cons

• You have to have a minimum of $10,000 in credit card debt
• Only works with customers who have unsecured debt
• Only available in select states
• They send your info to other similar services

Cons

• Fees can run as high as 25% of your settled debt
• The forgiven debt is subject to income tax
• Remains on a credit report for seven years
• Minimum debt amount of $7,500 needed to qualify

Quick Stats

• Credit Score Impact : May impact your credit score
• Average Net Savings : Up to 50% before fees
• Fees : Undisclosed
• Timeframe : 24 to 60 months for qualified debt
• Money-Back Guarantee : True
• Trustpilot Score : 4.9 out of 5
• Customer Experience : Good

Quick Stats

• Credit Score Impact : False
• Average Net Savings : 30% after fees
• BBB Rating : A+
• Fees : 18% - 25%
• Timeframe : 24-48 months
• Money-Back Guarantee : "True"

Selling Points

• Free, no-obligation consultation
• Get a plan tailored to your specific financial needs
• Get a free debt analysis to help you understand your options

Selling Points

• No upfront settlement fees
• Free consultation can help you compare your options
• Highly rated by the Better Business Bureau (A+)

Services Offered

• Bankruptcy Counseling
• Consolidation Loans
• Credit Card Debt Relief
• Credit Counseling
• Debt Consolidation
• Debt Counseling
• Debt Management Plans
• Debt Settlement
• Loan Refinancing

Services Offered

• —

  Undisclosed
  Bankruptcy Counseling
• —

  Undisclosed
  Consolidation Loans
• Credit Card Debt Relief
• Credit Counseling
• Debt Consolidation
• Debt Counseling
• Debt Management Plans
• Debt Settlement
• Loan Refinancing

Types of Debt Covered

• Collection Accounts
• Credit Card Debt
• Medical Bills
• Personal Loans
• Private Student Loans
• Professional Bills
• Secured Debts

Types of Debt Covered

• —

  Undisclosed
  Collection Accounts
• —

  Undisclosed
  Credit Card Debt
• —

  Undisclosed
  Medical Bills
• —

  Undisclosed
  Personal Loans
• —

  Undisclosed
  Private Student Loans
• —

  Undisclosed
  Professional Bills
• —

  Undisclosed
  Secured Debts

Payment Options

• Cash
• Escrow/Savings Bank Account

Payment Options

• —

  Undisclosed
  Cash
• Escrow/Savings Bank Account

Customer Support

• Email
• In Office
• Live Chat
• Mobile Application
• Phone
• Ticket

Customer Support

• Email
• —

  Undisclosed
  In Office
• —

  Undisclosed
  Live Chat
• Mobile Application
• Phone
• Ticket