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ClearOne Advantage vs Fast Track Debt Relief

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Pros
  • No upfront fees
  • Free consultation with a personal debt specialist
  • The application process will not impact credit scores
  • Mobile app
Pros
  • Free evaluation and consultation
  • A+ BBB rating
  • Certified debt specialists
Cons
  • You have to have a minimum of $10,000 in credit card debt
  • Only works with customers who have unsecured debt
  • Only available in select states
  • They send your info to other similar services
Cons
  • Doesn't disclose the fees
  • Limited accreditation
  • Limited state availability
Summary

ClearOne Advantage is a debt relief services company, founded in 2008, that aims to help individuals become debt-free. They offer personalized settlement programs and expert guidance throughout the settlement process. They negotiate with creditors to reduce the amount you owe and provide ongoing support and guidance to help you pay off your unsecured debts within 24 to 60 months. ClearOne Advantage does not guarantee credit score improvement, and it's important to note that debt settlement programs may harm your credit score. Over time, they have won some accolades, including being on the Inc. 5,000 list and named Selling Power's "Best Company to Sell For." They are a member of the CDRI and follow their code of ethics. They will work with you to create a personalized plan that fits your budget and don't charge upfront fees, and you can track your progress with them through their online portal. They have generally good reviews but are not available in all states.

Summary

Fast Track Debt Relief, established in Fort Lauderdale, Florida, has been helping individuals navigate financial hardships with their debt relief services since 1998. They offer debt consultation, settlement, consolidation, and debt consolidation loans specifically designed for people with a minimum debt of $10,000. Their impressive savings rate, often reducing debt by up to 40%, showcases their negotiation prowess. They are accredited by the International Association of Professional Debt Arbitrators (IAPDA) and hold an A+ rating from BBB. Customer feedback highlights their effective settlements and the professionalism of their staff, although some have mentioned concerns about transparency and communication. To learn more about their offerings, customer experiences, and how they compare to other providers, read the full review.

Quick Stats
  • Credit Score Impact : May impact your credit score
  • Average Net Savings : Up to 50% before fees
  • Fees : Undisclosed
  • Timeframe : 24 to 60 months for qualified debt
  • Money-Back Guarantee : True
  • Trustpilot Score : 4.9 out of 5
  • Customer Experience : Good
Quick Stats
  • Credit Score Impact : False
  • Average Net Savings : 60%, before fees
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : Undisclosed
  • Money-Back Guarantee : False
  • Trustpilot Score : 4.3 out of 5
  • Customer Experience : Good
Selling Points
  • Free, no-obligation consultation
  • Get a plan tailored to your specific financial needs
  • Get a free debt analysis to help you understand your options
Selling Points
  • Offers debt consolidation loans
  • Long industry presence
  • High savings rate of 60% or more
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket

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