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Americor vs Progressive

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Pros
  • Free consultation
  • No upfront fees
  • Will work with $7,500+ in unsecured debts, less than some competitors
  • Accredited by AADR and RMAI
  • Mobile app available
Pros
  • Addresses different types of debt comprehensively
  • Live chat
  • Personalized customer service
  • Offers financial education and budgeting resources
Cons
  • Fees may be higher than other companies
  • Does not offer services in all states, including Colorado
  • Some services may affect your credit score
Cons
  • Lack of transparency
Summary

Americor is a national debt relief company offering various solutions for unsecured debt, including debt settlement, consolidation loans (through Credit9), and credit counseling. They were founded in 2009 and headquartered in Irvine, CA. They emphasize personalized plans, a performance-based fee structure (no upfront costs), and transparent communication. With a focus on customer support and education, Americor aims to guide you towards a debt-free future. Before enrolling, however, be aware that debt settlement can impact your credit score, and it's essential to understand all terms and potential risks. Americor offers free consultations to discuss your situation and explore suitable options. Their accreditations with the BBB, AADR, and RMAI, along with their A+ BBB rating, signal a commitment to ethical practices. Customer reviews are generally positive, highlighting their helpful representatives and successful debt reduction outcomes.

Summary

Since their founding, Progressive Debt Relief has been a debt settlement company helping consumers nationwide resolve high-interest, unsecured debts. Headquartered in Maitland, Florida, the company specializes in negotiating with creditors on behalf of clients to settle debts for less than the total amount owed. Progressive Debt Relief's services cover a range of unsecured debts, including credit cards, medical bills, payday loans, and more. The company's approach involves creating a customized debt relief plan for each client and leveraging their industry expertise and relationships to achieve favorable settlements.  Notably, Progressive Debt Relief charges no upfront fees and only collects a service fee once a debt has been successfully negotiated and the client has made their first payment. PDR customer reviews are generally positive, with clients praising the company's efficient and helpful staff and the tangible financial relief they've experienced. While the Better Business Bureau (BBB) has received complaints about the company's practices, PDR maintains an A+ rating, indicating a solid commitment to customer satisfaction. Overall, the company's focus on personalized debt solutions and transparent pricing structure make them an intriguing option for those seeking to regain control of their finances.

Quick Stats
  • Credit Score Impact : Program may lower score initially
  • Average Net Savings : Up to 50% of debt, before fees
  • BBB Rating : A+
  • Fees : 14% to 29% of total enrolled debt
  • Timeframe : 20-48 months
  • Trustpilot Score : 4.9 out of 5
  • Customer Experience : Excellent
Quick Stats
  • Average Net Savings : Undisclosed
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : Unavailable
  • Trustpilot Score : N/R
  • Customer Experience : Good
Selling Points
  • A variety of debt relief solutions
  • A large variety of unsecured debts covered
  • BBB accredited with A+ rating
Selling Points
  • Provides a free consultation
  • No upfront fees
  • Online Client Dashboard
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Payment Options
  • Cash
  • Undisclosed
    Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Undisclosed
    Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket

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