Debt Relief
Top Companies in 2024
Americor vs Greenwise
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- Free consultation
- No upfront fees
- Will work with $7,500+ in unsecured debts, less than some competitors
- Accredited by AADR and RMAI
- Mobile app available
- No upfront fees
- A+ rating from BBB
- Free consultation
- Fees may be higher than other companies
- Does not offer services in all states, including Colorado
- Some services may affect your credit score
- Lack of transparency on fees & services
- High-end program fees
- No mobile app
Americor is a national debt relief company offering various solutions for unsecured debt, including debt settlement, consolidation loans (through Credit9), and credit counseling. They were founded in 2009 and headquartered in Irvine, CA. They emphasize personalized plans, a performance-based fee structure (no upfront costs), and transparent communication. With a focus on customer support and education, Americor aims to guide you towards a debt-free future. Before enrolling, however, be aware that debt settlement can impact your credit score, and it's essential to understand all terms and potential risks. Americor offers free consultations to discuss your situation and explore suitable options. Their accreditations with the BBB, AADR, and RMAI, along with their A+ BBB rating, signal a commitment to ethical practices. Customer reviews are generally positive, highlighting their helpful representatives and successful debt reduction outcomes.
Founded in 2017 and headquartered in Boca Raton, Florida, Greenwise Debt Relief manages unsecured debt and offers personalized debt negotiation and settlement services designed to meet their client’s unique financial needs. What sets them apart is their accessible minimum debt requirement of $5,000 and the potential to complete their program in as little as 12 months. They hold accreditations from the American Fair Credit Council (AFCC) and the American Association for Debt Resolution (AADR). Their customers often praise their dedicated and intuitive customer service team. However, some areas for improvement include transparency around fees and the states in which they operate. To know for yourself whether Greenwise Debt Relief can help you regain financial control, explore this review.
- Credit Score Impact : Program may lower score initially
- Average Net Savings : Up to 50% of debt, before fees
- BBB Rating : A+
- Fees : 14% to 29% of total enrolled debt
- Timeframe : 20-48 months
- Trustpilot Score : 4.9 out of 5
- Customer Experience : Excellent
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : 50% before fees
- BBB Rating : A+
- Fees : 18%-25% of the enrolled debt
- Timeframe : 24-48 months
- Trustpilot Score : 4.3 out of 5
- Customer Experience : Excellent
- A variety of debt relief solutions
- A large variety of unsecured debts covered
- BBB accredited with A+ rating
- Accepts unsecure loans from $5000
- No upfront fees
- Excellent customer reviews
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing—Undisclosed
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans—Undisclosed
- Debt Settlement
- Loan Refinancing
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards—Undisclosed
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket—Undisclosed
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
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